Overview
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About this home
3231 Bear Creek Ln is a 1988-built home in Highland Fairways Ph 01, Lakeland. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,400 square feet of living space. Listed at $185,000 (about $132/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $239.5 monthly.
Life at Highland Fairways, a 55+ golf community, runs on the golf course, the pool, and a clubhouse calendar that stays full. This home is the low-maintenance way to live it, with less time on upkeep and more on the things you came for. A bonus room adds flex space beyond the main living area, ready as an office, hobby room, or your morning-coffee spot. The HOA covers lawn care, cable, and high-speed internet, so the outside stays handled. Gated and golf-cart-friendly, the community centers on an 18-hole executive golf course, with a heated pool and spa, tennis and pickleball, a fitness center, and year-round events from dances and dinners to bocce, shuffleboard, and cards. Minutes to shopping off US-98 and quick to I-4, about midway between Tampa and Orlando. Roof- About 2 years old | HVAC- 2018| Water Heater- 2006. Come walk it in person!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$185,000
$132 per sq ft
Beds and baths
2 beds, 1 baths
Size
1,400 sq ft
Time on market
66 days
Year built
1988
Monthly payment
About $1,325/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $340 annual tax bill, insurance, and the $239.5/mo HOA fee.
HOA fee
$239.5/mo
Managed by Shannon Berry.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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