694 Lake Otis Dr SE, photo 1
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Overview

4 bd3 ba3,483 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1937
Lot36,447 sqft
Living area3,483 sqft
Price / sqft$272
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primarybedroom UpstairsSplit BedroomDishwasherDisposalElectric Water HeaterMicrowaveRangeRefrigerator

694 Lake Otis Dr SE is a 1937-built home in Otis Heights Sub, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,483 square feet of living space. Listed at $949,000 (about $272/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover an extraordinary lakefront estate offering unmatched charm, privacy, and lifestyle on coveted Lake Otis. Set on a rare double lot, this property feels like a private resort with expansive lawns, mature shade trees, flourishing fruit trees, and enchanting garden spaces. The 3,083 sq ft main home is filled with character and unique architectural details, complemented by a 400 sq ft in-law suite ideal for guests or multi-generational living. From sunrise views over the water to afternoons spent swimming, fishing, or enjoying watersports, every day feels like a vacation. The outdoor spaces are perfect for elegant entertaining or relaxed family fun. Centrally located near Disney, Legoland, beaches, and premier sporting attractions, this home offers the best of Florida living with convenience to world-class destinations. A rare opportunity to own a distinctive lakefront property that blends luxury, charm, and unforgettable experiences. Call for your private showing today!

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The essentials

Built
1937
Price / sqft
$272
On market
52 days
Annual tax
$8,684
Flood zone
X · Low risk
Lot
36,447 sqft
Type
Single Family Residence

At a glance

Single family
Built 1937
Waterfront
Lake Front
2 car garage
Circular Driveway
0.84 acres
Lot size
3,483 sqft
Living area

Payment

Est. monthly payment
$6,147/mo
Down payment (20%)
$189,800
Property taxes
$724/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1937
Lot
36,447 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Driveway, Garage Door Opener
Waterfront
Lake Front
Days on Market
52
Primarybedroom Upstairs
Split Bedroom
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Elbert Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,684
Parcel #
26-28-28-596000-003040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Otis Heights Sub
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
36,447 sqft
City LimitsLandscapedSlopedPaved

Price history

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #L4964434
$949,000
$272/sqft

Neighborhood

694 Lake Otis Dr SE
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $949,000
$945,000 – $949,000
99.5% – 100% of listTops out right at the list price
80% of listList price
114 of the last 195 home closings in 33880 landed at this number or higher (58%). The median one sat 40 days before it went under contract, and this one is on day 52.

Sample: 195 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,148/mo
Principal & interest$4,949
Property taxes$724
Insurance$475
Down payment20% · $189,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$949,000

$272 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,483 sq ft

Time on market

52 days

Year built

1937

Monthly payment

About $6,147/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,684 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byLOCKHART & ASSOCIATES INCListing agent: Steve LockhartListing data from Stellar MLS, MLS# L4964434.

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