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190 N Oak Ave, Bartow, FL, 33830

$99/sqft·Lytles 2nd

4 bd3 ba2,003 sqftTriplex
Listed by KING REAL ESTATE SERVICES· Last updated · MLS# L4964596

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Est. monthly payment
$1,428/mo
Down payment (20%)
$39,800
Property taxes
$291/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1900
5,236 sqft lot
Lot size
2,003 sqft
Living area

About this home

Ceiling Fans(s)SidewalkStorageRangeRefrigerator

190 N Oak Ave is a 1900-built home in Lytles 2nd Add, Bartow. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,003 square feet of living space. Listed at $199,000 (about $99/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Corner lot within a close walk to downtown with lots of potential, 3 apartments, zoned C-2 --- two units downstairs, one unit upstairs. They have consistently been rented with a total monthly income of $2,150. The larger two apartments central heat and air were replaced in 2023 and 2024. Two of the apartments hot water heaters were replaced in 2022. Floors in two of the apartments have been replaced in recent years.

The essentials

Built
1900
Price / sqft
$99
On market
7 days
Annual tax
$3,490
Flood zone
X · Low risk
Lot
5,236 sqft
Type
Triplex

Location

190 N Oak Ave
Bartow, FL, 33830·33830 - Bartow
Type
Triplex
Year Built
1900
Lot
5,236 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central
Parking
-
Days on Market
7
Ceiling Fans(s)
Sidewalk
Storage
Range
Refrigerator
Flood Zone X

Annual Tax (2025)

$3,490

Parcel #

25-30-05-371000-006081

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lytles 2nd Add

County

Polk

MLS Area

33830 - Bartow

Lot Size

5,236 sqft

Corner LotCity LimitsSidewalkPaved
Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #L4964596
$199,000
$99/sqft
Est. monthly payment$1,428/mo
Principal & interest$1,038
Property taxes$291
Insurance$100
Down payment20% · $39,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $199,000
$199,000
99.5% – 100% of listTops out right at the list price
80% of listList price
87 of the last 157 home closings in 33830 landed at this number or higher (55%). The median one sat 49 days before it went under contract, and this one is on day 7.

Sample: 157 closed home sales in 33830 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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