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Overview

2 bd2 ba845 sqftManufactured Home
TypeManufactured Home
HOA$1,236/yr
Built1996
Lot3,001 sqft
Living area845 sqft
Price / sqft$129

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersAwning(s)ClubhouseFitness Center

475 Pine Loop is a 1996-built home in Lily Lake Golf & Rv Residence Ph I, Frostproof. Inside you'll find 2 bedrooms, 2 bathrooms, and 845 square feet of living space. Listed at $109,000 (about $129/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,236 semi-annually.

From the listing

Welcome to Lily Lake Golf & RV Resort — one of Central Florida’s most desirable 55+ communities offering relaxed, amenity-rich living. This well-maintained mobile home features a functional, easy-flow layout with inviting living spaces, abundant natural light, and a comfortable, move-in-ready feel throughout. The kitchen offers ample cabinetry and opens seamlessly to the main living area, making everyday living and entertaining simple. The home also offers added flexibility with an expanded layout designed to maximize usability. A bonus flex room is currently being utilized as a second bedroom and could easily be converted into a permanent second bedroom with minimal effort, providing additional space for guests, hobbies, or a home office. Step out to the screened-in lanai — a true Florida staple — perfect for morning coffee or unwinding in the evenings without the bugs. Bonus Features That Add Real Value: Golf cart included for easy community access Portable Generac generator for added peace of mind Low-maintenance living in a quiet, friendly setting Whether you're looking for a seasonal escape or full-time residence, this home delivers affordability, comfort, and lifestyle in a sought-after golf community. Buyer to verify all measurements and square footage. The current layout reflects modifications made by the seller and may differ from original recorded square footage.

The essentials

Built
1996
Price / sqft
$129
On market
44 days
Annual tax
$1,558
HOA
$1,236/yr
Flood zone
X · Low risk
Lot
3,001 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1996
Community pool
Fitness center too
3,001 sqft lot
Lot size
845 sqft
Living area

Payment

Est. monthly payment
$855/mo
Down payment (20%)
$21,800
Property taxes
$130/mo
HOA
$1,236/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1996
Lot
3,001 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
44
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Awning(s)
Clubhouse
Fitness Center
Golf Carts OK
Golf
Pool
Racquetball
Dryer
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,558
Parcel #
27-32-01-931502-000210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lily Lake Golf & Rv Residence Ph I
County
Polk
MLS Area
33843 - Frostproof
Lot Size
3,001 sqft
In CountyNear Golf CoursePrivatePavedUnincorporated
HOA
$1,236/yr
Donna Cordin

Price history

Date
Event
Price
8/27/2026
Listed for sale
Source: Stellar MLS #L4964615
$109,000
$129/sqft

Neighborhood

475 Pine Loop
Frostproof, FL, 33843 · 33843 - Frostproof

Market insights

Offer Insights

Choose an offer strength

List price: $109,000
$107,000 – $109,000
98% – 100% of listTops out right at the list price
80% of listList price
32 of the last 63 home closings in 33843 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 44.

Sample: 63 closed home sales in 33843 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$856/mo
Principal & interest$568
Property taxes$130
Insurance$55
HOA$103
Down payment20% · $21,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$109,000

$129 per sq ft

Beds and baths

2 beds, 2 baths

Size

845 sq ft

Time on market

44 days

Year built

1996

Monthly payment

About $855/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,558 annual tax bill, insurance, and the $1,236/yr HOA fee.

HOA fee

$1,236/yr

Managed by Donna Cordin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Don JerueListing data from Stellar MLS, MLS# L4964615.

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