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About this home
428 Fitzgerald Rd is a 1964-built home in Not IN Subdivision, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,311 square feet of living space. Listed at $274,000 (about $209/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to this inviting three-bedroom, two-bath home, offering colorful curb appeal and thoughtful updates. The cheerful green-and-white exterior is surrounded by beautiful landscaping, while an attractive tiled walkway leads to the covered front entrance and stunning decorative-glass front door. Inside, wood-look flooring flows through the main living areas, while all three bedrooms feature comfortable carpeting. One bedroom is currently arranged as a bright home office with windows on two walls. The spacious front living room features a ceiling fan and an expansive multi-pane picture window overlooking the landscaped front yard, filling the room with natural light. The home also offers two full bathrooms, a dedicated indoor laundry room, and ample hallway storage. The bright kitchen features white cabinetry, beautiful quartz countertops, a contrasting navy subway-tile backsplash, updated appliances, and a large center island with seating. The island is finished with durable decorative backsplash paneling in place of traditional painted drywall, creating a polished and easy-to-maintain surface. A striking contemporary four-light pendant fixture with illuminated bubble-glass cylinders and polished chrome accents adds an elegant finishing touch above the island. French doors located just off the kitchen lead directly to the backyard. Numerous improvements provide added comfort and efficiency, including a new A/C and refrigerator in 2026, brand-new double-pane windows, a whole-house water filtration system, and a UV-light air filtration system for the A/C. The range and microwave were replaced in 2022, the dishwasher in 2018, and the roof is approximately eight and a half years old. Hot water heater will be replaced prior to closing. The backyard is shaded by beautiful mature oak trees and features both vinyl and chain-link fencing. Three storage sheds provide generous space for tools, lawn equipment, hobbies, and outdoor belongings. Conveniently located near the Polk Parkway, shopping, medical facilities, and the new Orlando Health hospital, the home also offers easy access to I-4. Centrally positioned between Tampa and Orlando, this property makes it easy to enjoy everything Central Florida has to offer.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$274,000
$209 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,311 sq ft
Time on market
39 days
Year built
1964
Monthly payment
About $1,701/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,625 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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