Waterford Oaks Blvd, photo 1
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Overview

0 baLand
TypeLand
HOA$2,250/yr
Lot15,751 sqft

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About this home

Deed RestrictionsGated Community - GuardGolf Carts OK

Waterford Oaks Blvd is a home in Waterford Oaks, Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,250 annually.

From the listing

Rare opportunity to own a vacant parcel in the desirable gated community of Waterford Oaks, offering the opportunity to secure sort after land in an established residential setting with HOA community amenities and convenient access to LAKE WINTERSET and the Winter Haven Chain of Lakes. A community boat ramp and dock on Lake Winterset are just a short distance away, providing convenient access for boating, fishing, and enjoying the area's interconnected waterways. This parcel offers an excellent opportunity for those looking to add land in a sought-after community, create additional privacy, or explore future possibilities, subject to HOA guidelines, zoning, land-use requirements, and county approvals. The established community setting and proximity to Lake Winterset add to the property's appeal for those seeking a Central Florida lifestyle with access to recreational amenities. Enjoy the benefits of Waterford Oaks HOA community living, along with convenient proximity to shopping, dining, major roadways, local lakes, LEGOLAND Florida, and other Central Florida attractions. With Lake Winterset access, a nearby community boat ramp and dock, gated community surroundings, and its location immediately beside the neighboring estate, this parcel presents a unique opportunity to secure land in an appealing Winter Haven location.

The essentials

On market
39 days
Annual tax
$1,379
HOA
$2,250/yr
Flood zone
X · Low risk
Lot
15,751 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$811/mo
Down payment (20%)
$17,800
Property taxes
$115/mo
HOA
$2,250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
15,751 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
39
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Flood Zone X
Annual Tax (2025)
$1,379
Parcel #
26-29-12-687518-000420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Oaks
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
15,751 sqft
LandscapedLevelPaved
HOA
$2,250/yr
Joe Zinn

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #L4964940
$89,000

Neighborhood

Waterford Oaks Blvd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Calculator

Est. monthly payment
$812/mo
Principal & interest$464
Property taxes$115
Insurance$45
HOA$188
Down payment20% · $17,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$89,000

Time on market

39 days

Monthly payment

About $811/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,379 annual tax bill, insurance, and the $2,250/yr HOA fee.

HOA fee

$2,250/yr

Managed by Joe Zinn.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# L4964940.

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