524 Central Ridge Ln, photo 1
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Overview

3 bd2 ba1,519 sqft2 car garageSingle Family
TypeSingle Family
HOA$400/yr
Built2021
Lot10,028 sqft
Living area1,519 sqft
Price / sqft$215
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 3:00 PM to 6:00 PM

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatLightingOutdoor Kitchen

524 Central Ridge Ln is a 2021-built home in Central Ridge Estates, Frostproof. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,519 square feet of living space. Listed at $325,900 (about $215/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 annually.

From the listing

Welcome home to this inviting 3 bedroom, 2 bathroom split plan home situated on a corner lot in the Central Ridge Estates community of Frostproof! Designed with a functional layout and great spaces for both everyday living and entertaining, this home offers comfortable living inside and out. The kitchen features tile flooring, stainless steel appliances, and plenty of space for preparing meals and gathering with family and friends. Tile flooring continues into both bathrooms, while the split bedroom floor plan provides added privacy for the primary suite. A Florida room offers additional living space and is perfect for relaxing, entertaining, or creating a flex space to fit your needs. Step outside to enjoy the fully fenced backyard, providing plenty of room for pets, play, gardening, or outdoor activities. One of the standout features of this property is the large detached screened outdoor kitchen, an ideal setup for cookouts, entertaining guests, watching the game, or simply enjoying Florida living without worrying about the bugs! With a desirable corner lot, versatile indoor and outdoor living spaces, and a spacious screened entertaining area, this Central Ridge Estates home has plenty to offer. Schedule your private showing today!

The essentials

Built
2021
Price / sqft
$215
On market
15 days
Annual tax
$3,842
HOA
$400/yr
Flood zone
X · Low risk
Lot
10,028 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
10,028 sqft lot
Lot size
1,519 sqft
Living area

Payment

Est. monthly payment
$2,216/mo
Down payment (20%)
$65,180
Property taxes
$320/mo
HOA
$400/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
10,028 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
15
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Lighting
Outdoor Kitchen
Dishwasher
Microwave
Range
Refrigerator
Elementary
Ben Hill Griffin Elem
Middle
Frostproof Middle Se
High
Frostproof Middle - Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,842
Parcel #
28-31-28-965101-000170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Central Ridge Estates
County
Polk
MLS Area
33843 - Frostproof
Lot Size
10,028 sqft
Corner LotLandscapedLevelPaved
HOA
$400/yr
Anne MacNeal

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #L4965117
$325,900
$215/sqft

Neighborhood

524 Central Ridge Ln
Frostproof, FL, 33843 · 33843 - Frostproof

Market insights

Offer Insights

Choose an offer strength

List price: $325,900
$320,000 – $325,900
98% – 100% of listTops out right at the list price
80% of listList price
32 of the last 63 home closings in 33843 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 15.

Sample: 63 closed home sales in 33843 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,216/mo
Principal & interest$1,700
Property taxes$320
Insurance$163
HOA$33
Down payment20% · $65,180
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,900

$215 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,519 sq ft

Time on market

15 days

Year built

2021

Monthly payment

About $2,216/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,842 annual tax bill, insurance, and the $400/yr HOA fee.

HOA fee

$400/yr

Managed by Anne MacNeal.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTYListing agent: Casandra VannListing data from Stellar MLS, MLS# L4965117.

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