645 Avenue M SE, photo 1
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Overview

3 bd2 ba1,959 sqftSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot10,298 sqft
Living area1,959 sqft
Price / sqft$168

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsThermostatOutdoor GrillOutdoor Kitchen

645 Avenue M SE is a 1962-built home in Carls Sub, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,959 square feet of living space. Listed at $330,000 (about $168/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

LOOK AT THIS WELL-KEPT 3 BEDROOM, 2 BATH HOME WITH LOTS OF STORAGE, PRIVACY AND NO HOA!!! SOME NOTABLE UPDATES IN NEW ROOF- (2024), NEW AC- (2022), NEW WATER HEATER- (2020). You will absolutely love this spacious kitchen that has an abundance of SOLID WOOD CABINETRY and CORIAN COUNTERTOPS! The STAINLESS APPLIANCES- refrigerator, stove, dishwasher, and microwave were replaced in (2020). The dining and living room area boast LAMINATE FLOORING, RECESSED LIGHTING, VAULTED CEILING and a CUSTOM GRANITE BUFFET. The family room opens out to a large back porch that is perfect for all your "Game Day" entertaining! Don't forget about the CHEF'S DREAM OUTDOOR AREA featuring a Jenn-Air stainless gas grill, smoker, wok, and also an extra gas burner. This home has PLENTY OF STORAGE featuring 2 separate dedicated areas under AC perfect for a workshop/hobbies, or extra equipment storage. This home is conveniently located in Winter Haven, FL, home to LEGOLAND!!! Medical, shopping and restaurants are a very short distance from this very solid block/brick home.

The essentials

Built
1962
Price / sqft
$168
On market
12 days
Annual tax
$2,918
Flood zone
X · Low risk
Lot
10,298 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
10,298 sqft lot
Lot size
1,959 sqft
Living area

Payment

Est. monthly payment
$2,129/mo
Down payment (20%)
$66,000
Property taxes
$243/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
10,298 sqft
Cooling
Central Air, Wall/Window Unit(s)
Heating
Central, Electric, Ductless
Parking
-
Days on Market
12
Ceiling Fans(s)
Dry Bar
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Outdoor Grill
Outdoor Kitchen
Private Yard
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,918
Parcel #
26-28-33-651200-000280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carls Sub
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
10,298 sqft

Price history

Date
Event
Price
10/9/2026
Pending sale
Source: Stellar MLS #L4965475
$330,000
$168/sqft
10/1/2026
Listed for sale
Source: Stellar MLS #L4965475
$330,000
$168/sqft

Neighborhood

645 Avenue M SE
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $330,000
$327,500 – $330,000
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 198 home closings in 33880 landed at this number or higher (59%). The median one sat 42 days before it went under contract, and this one is on day 12.

Sample: 198 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,129/mo
Principal & interest$1,721
Property taxes$243
Insurance$165
Down payment20% · $66,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$330,000

$168 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,959 sq ft

Time on market

12 days

Year built

1962

Monthly payment

About $2,129/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,918 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Bryan DicksListing data from Stellar MLS, MLS# L4965475.

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