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About this home
1540 Rosa CT is a 1989-built home in Sago Palms Sub, Bartow. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,232 square feet of living space. Listed at $445,000 (about $199/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. (One or more photo(s) were virtually staged) Your own pool. A fenced third-acre yard. No HOA. There's plenty to like outside, and this one-story home delivers inside, too. Tile flooring runs throughout, while the split floor plan gives the primary suite welcome separation from the other two bedrooms. The kitchen opens to the living area, keeping conversation flowing whether you're making dinner, catching up, or having friends over. Step out back, and the screened pool becomes the main attraction. Take a swim after work, spend a slow Saturday by the water, or bring everyone outside for an afternoon together. The fenced yard offers space beyond the pool, with a play set already in place. The updates deserve attention, too: a roof replaced in 2018, A/C and water heater replaced in 2022, and a whole-home UV air purification system with an electrostatic filter added in 2024; the filter carries a lifetime warranty. The second bathroom has been remodeled with quartz countertops, and the kitchen features granite and updated appliances. Come for the pool. Stay a little longer to appreciate the layout, the yard, and how much this home offers beyond the front door.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$445,000
$199 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,232 sq ft
Time on market
9 days
Year built
1989
Monthly payment
About $2,845/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,616 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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