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Overview

4 bd2 ba2,220 sqft2 car garageSingle Family
TypeSingle Family
HOA$450/yr
Built2002
Lot10,058 sqft
Living area2,220 sqft
Price / sqft$212
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrivate MailboxGated Community - No GuardElectric Water HeaterMicrowaveRangeRefrigerator

5868 High Ridge Loop is a 2002-built home in Highlands Ridge Ph 03, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,220 square feet of living space. Listed at $469,900 (about $212/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.

From the listing

This exquisite Pool home is located in the desirable Gated Community of Highlands Ridge in SE Lakeland. USDA Financing eligible. It offers 4 BD/2BA with 2,220 sq ft. of living area. The home greets you with a brick-trimmed driveway and lush manicured landscaping. Double doors with decorative glass open into this spacious home, featuring high ceilings, formal living and dining rooms, a family room, and split bedrooms. The well-laid-out floor plan includes tray ceilings and wood-look porcelain plank floors throughout the living areas. The attractive kitchen connects to the family room and features recessed lighting, beautiful maple cabinetry, granite countertops, a large island with seating, and stainless appliances. The kitchen also features a built-in desk, a pantry, and a dinette area with views and access to the pool and lanai. With the family room included, the entire area is wonderfully positioned for daily life and entertaining indoors and poolside. Step into the owners’ suite for access to the lanai, his-and-hers closets, and a spacious tile bathroom with dual vanities, a soaking tub, a tile-and-glass shower, and a water closet. The sleep quarters include 3 additional bedrooms that share a full bathroom with a tub; this bath also provides access to the lanai. The large screened lanai area has paver brick decking and offers a comfortable covered area with ceiling fans. The uniquely designed pool has salt filtration, a pool heater replaced in 2024, and a waterfall. The fenced yard has a reclaimed water irrigation system to keep the lawn and landscaping beautiful. This outstanding home offers many pleasures and conveniences to make Florida living absolutely wonderful. Other recent improvements include an AC replaced in 2024, new energy-efficient windows replaced in 2024, a new pool pump in 2024, new pool screening in 2024, and outstanding care and overall love for the home.

The essentials

Built
2002
Price / sqft
$212
On market
27 days
Annual tax
$2,958
HOA
$450/yr
Flood zone
X · Low risk
Lot
10,058 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Private pool
In Ground
2 car garage
Driveway
10,058 sqft lot
Lot size
2,220 sqft
Living area

Payment

Est. monthly payment
$2,970/mo
Down payment (20%)
$93,980
Property taxes
$247/mo
HOA
$450/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
10,058 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
In Ground, Child Safety Fence, Gunite
Days on Market
27
Ceiling Fans(s)
Eat-in Kitchen
Private Mailbox
Gated Community - No Guard
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Valleyview Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,958
Parcel #
24-29-16-284559-000040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highlands Ridge Ph 03
County
Polk
MLS Area
33812 - Lakeland
Lot Size
10,058 sqft
HOA
$450/yr
Towers Management

Price history

Date
Event
Price
10/19/2026
Listed for sale
Source: Stellar MLS #L4965894
$469,900
$212/sqft

Neighborhood

5868 High Ridge Loop
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $469,900
$467,500 – $469,900
99.5% – 100% of listTops out right at the list price
80% of listList price
53 of the last 99 home closings in 33812 landed at this number or higher (54%). The median one sat 27 days before it went under contract, and this one is on day 27.

Sample: 99 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,970/mo
Principal & interest$2,451
Property taxes$247
Insurance$235
HOA$38
Down payment20% · $93,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,900

$212 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,220 sq ft

Time on market

27 days

Year built

2002

Monthly payment

About $2,970/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,958 annual tax bill, insurance, and the $450/yr HOA fee.

HOA fee

$450/yr

Managed by Towers Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Randall Benton, PAListing data from Stellar MLS, MLS# L4965894.

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