Skip to main content
5077 Shore Side Dr, photo 1
Active
1 / 61

Overview

4 bd4 ba3,234 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,000/yr
Built2020
Lot29,281 sqft
Living area3,234 sqft
Price / sqft$400
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Beamed CeilingsCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

5077 Shore Side Dr is a 2020-built home in Waters Edge, Lakeland. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,234 square feet of living space. Listed at $1,295,000 (about $400/sqft), 2 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,000 annually.

From the listing

Experience the best of Florida living in this beautifully appointed four-bedroom, three-and-a-half-bath lakefront pool home, located in the gated Waters Edge community on Banana Lake. From the moment you enter, the open and inviting floor plan draws your attention toward sweeping views of the pool and lake. The living room, dining area, kitchen, and primary suite all take advantage of the home’s picturesque waterfront setting, creating a wonderful connection between the indoor and outdoor living spaces. At the heart of the home is a spacious kitchen designed for both everyday living and entertaining. It features a large center island, walk-in pantry, gas cooktop, double ovens, stainless steel appliances, abundant cabinetry, and generous preparation space. The desirable split-bedroom layout offers exceptional privacy and flexibility, with two bedrooms located on the first floor. The oversized primary suite is a peaceful retreat with beautiful lake views, two walk-in closets, and an elegant en-suite bathroom featuring custom tilework, a freestanding soaking tub, a walk-in shower, and thoughtfully selected finishes. The second downstairs bedroom also includes its own beautifully finished en-suite bathroom. A conveniently located half bath serves guests and provides direct access from the pool deck. Step outside and discover your private waterfront oasis. The heated saltwater pool and spacious outdoor living area provide an ideal setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. A fully equipped summer kitchen makes outdoor dining and weekend gatherings effortless—all against the backdrop of Banana Lake. The first floor also includes a large laundry room and a unique under-stair wine cellar. Upstairs, you’ll find two additional spacious bedrooms, a full bathroom, and a media room overlooking the pool and lake. Two versatile loft areas offer the perfect spaces for a reading nook, home office, study area, or additional lounge. A side-entry three-car garage, numerous custom upgrades, generous living spaces, and a well-designed floor plan complete this exceptional home. Waters Edge offers the beauty and tranquility of gated lakefront living while remaining convenient to Lakeland’s shopping, dining, entertainment, and everyday amenities. Come experience the space, craftsmanship, and unforgettable lakefront lifestyle this remarkable home has to offer. Schedule your private showing today.

The essentials

Built
2020
Price / sqft
$400
On market
2 days
Annual tax
$8,374
HOA
$1,000/yr
Flood zone
X* · Low risk
Lot
29,281 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Water views
Garden
Private pool
Heated
3 car garage
Garage Faces Side
0.67 acres
Lot size

Payment

Est. monthly payment
$8,182/mo
Down payment (20%)
$259,000
Property taxes
$698/mo
HOA
$1,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
29,281 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Faces Side
Pool
In Ground, Gunite, Heated, Lighting, Salt Water, Screen Enclosure
Days on Market
2
Beamed Ceilings
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Balcony
Garden
Lighting
Outdoor Kitchen
Private Mailbox
Sidewalk
Deed Restrictions
Street Lights
Built-in Oven
Cooktop
Dishwasher
Dryer
Gas Cooktop
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X*
Annual Tax (2026)
$8,374
Parcel #
24-29-10-280565-000060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waters Edge
County
Polk
MLS Area
33812 - Lakeland
Lot Size
29,281 sqft
In CountyIrregular LotLandscapedPaved
HOA
$1,000/yr
Melissa Wilson

Price history

Date
Event
Price
11/13/2026
Listed for sale
Source: Stellar MLS #L4966205
$1,295,000
$400/sqft

Neighborhood

5077 Shore Side Dr
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $1,295,000
$1.29M – $1.29M
99.5% – 100% of listTops out right at the list price
80% of listList price
53 of the last 99 home closings in 33812 landed at this number or higher (54%). The median one sat 27 days before it went under contract, and this one is on day 2.

Sample: 99 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,182/mo
Principal & interest$6,754
Property taxes$698
Insurance$648
HOA$83
Down payment20% · $259,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,295,000

$400 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,234 sq ft

Time on market

2 days

Year built

2020

Monthly payment

About $8,182/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,374 annual tax bill, insurance, and the $1,000/yr HOA fee.

HOA fee

$1,000/yr

Managed by Melissa Wilson.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX EXPERTSListing agent: Maria SantilloListing data from Stellar MLS, MLS# L4966205.

Keep exploring Florida

Pick up where you left off, or see what else is out there.