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Overview

3 bd2 ba1,445 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot11,326 sqft
Living area1,445 sqft
Price / sqft$131
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorVaulted Ceiling(s)DishwasherDisposalDryerMicrowaveRangeRefrigerator

4 Hemlock Terrace Crse is a 2001-built home in Silver Spgs Shores Un 21, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,445 square feet of living space. Listed at $190,000 (about $131/sqft), 338 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Short Sale. APPROVED SHORT SALE. Don’t miss this exciting opportunity in Ocala’s desirable Hemlock Terrace Course area! This home offers a versatile layout with plenty of space to make it your own. The backyard features various fruit trees including Lemon, fig, 2 different plums, pear, banana and papaya Tucked away on a quiet street yet conveniently located near shopping, dining, medical facilities, and major roadways, the location truly delivers. Whether you’re searching for a primary residence, seasonal retreat, or investment opportunity, this property is full of potential and ready for its next chapter. Priced to sell—schedule your private showing today! This is a short sale subject to 3rd party approval. There is a required seasoning period of 5 business days- no offers will be reviewed until after 5pm of the 5th day. Home is being sold in AS-IS-WHERE-IS condition with no warranties expressed or implied. Inspections are for informational purposes only.

The essentials

Built
2001
Price / sqft
$131
On market
338 days
Annual tax
$1,021
Flood zone
X · Low risk
Lot
11,326 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
2 car garage
0.26 acres
Lot size
1,445 sqft
Living area

Payment

Est. monthly payment
$1,171/mo
Down payment (20%)
$38,000
Property taxes
$85/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
11,326 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
338
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Greenway Elementary School
Middle
Fort King Middle School
High
Forest High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,021
Parcel #
9021-0428-17

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 21
County
Marion
MLS Area
34472 - Ocala
Lot Size
11,326 sqft

Price history

Date
Event
Price
4/23/2026
Price change
Source: Stellar MLS #N6141860
$190,000-5.0%
$131/sqft
-
Price change
Source: Stellar MLS #N6141860
$200,000-11.1%
$138/sqft
12/12/2025
Listed for sale
Source: Stellar MLS #N6141860
$225,000
$156/sqft

Neighborhood

4 Hemlock Terrace Crse
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $190,000
$190,000
99.5% – 100% of listTops out right at the list price
80% of listList price
268 of the last 428 home closings in 34472 landed at this number or higher (63%). The median one sat 42 days before it went under contract, and this one is on day 338 after a $35,000 cut.

Sample: 428 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,171/mo
Principal & interest$991
Property taxes$85
Insurance$95
Down payment20% · $38,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$190,000

$131 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,445 sq ft

Time on market

338 days

Year built

2001

Monthly payment

About $1,171/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,021 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Taylor MountainListing data from Stellar MLS, MLS# N6141860.

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