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Overview

3 bd3 ba2,201 sqft2 car garageSingle Family
TypeSingle Family
HOA$908/qtr
Built2024
Lot6,759 sqft
Living area2,201 sqft
Price / sqft$198
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSolid Surface CountersWalk-in Closet(s)Window TreatmentsGardenPrivate Yard

8608 Saint Kitts Cir is a 2024-built home in Coco Bay, Englewood. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,201 square feet of living space. Listed at $435,000 (about $198/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $908 quarterly.

From the listing

Welcome to this exceptional 3-bedroom plus den, 3 full bath single-family residence offering a rare combination of tranquil lake views and private preserve scenery. The serene setting, combined with the gentle movement of water and surrounding natural beauty, creates a peaceful retreat that's truly unmatched. A standout feature of this home is its rare, professionally landscaped lanai, beautifully designed in a Caribbean-inspired style. Complete with soothing water features, this outdoor retreat offers a truly resort-like setting-perfect for relaxing, entertaining, or enjoying peaceful privacy. The open floor plan and continuous tile flooring throughout the entire home create a seamless flow from room to room, enhancing both durability and modern style. Peace of mind comes with excellent elevation in an X flood zone, impact-resistant windows and sliders, and all the structural features required for coastal Florida living. The spacious chef's kitchen is a true highlight, offering quartz countertops, shaker-style cabinetry, and upgraded stainless-steel appliances-perfect for both everyday living and entertaining. The primary suite serves as a serene retreat with dual walk-in closets, dual sinks, a spacious tiled shower, and abundant natural light. Enjoy the added lifestyle benefit of catch-and-release fishing right from your backyard lake. Low HOA fees include landscape maintenance, grounds care, and internet service, making ownership simple and stress-free. Community amenities feature an impressive amenity center, resort-style swimming pool, fitness center, pickleball courts, and a playground, offering something for everyone.

The essentials

Built
2024
Price / sqft
$198
On market
178 days
Annual tax
$6,735
HOA
$908/qtr
Flood zone
X · Low risk
Lot
6,759 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Waterfront
Pond
Community pool
Fitness center too
2 car garage
6,759 sqft lot
Lot size

Payment

Est. monthly payment
$3,350/mo
Down payment (20%)
$87,000
Property taxes
$561/mo
HOA
$908/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,759 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Waterfront
Pond
Days on Market
178
Ceiling Fans(s)
High Ceilings
Open Floorplan
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
Garden
Private Yard
Rain Gutters
Sidewalk
Sliding Doors
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Trash Compactor
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,735
Parcel #
412016309002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Coco Bay
County
Charlotte
MLS Area
34224 - Englewood
Lot Size
6,759 sqft
HOA
$908/qtr
Icon Management

Price history

Date
Event
Price
5/29/2026
Price change
Source: Stellar MLS #N6143913
$435,000-5.4%
$198/sqft
4/15/2026
Listed for sale
Source: Stellar MLS #N6143913
$459,900
$209/sqft

Neighborhood

8608 Saint Kitts Cir
Englewood, FL, 34224 · 34224 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$420,000 – $435,000
96.3% – 100% of listTops out right at the list price
80% of listList price
130 of the last 258 home closings in 34224 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 178 after a $24,900 cut.

Sample: 258 closed home sales in 34224 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,350/mo
Principal & interest$2,269
Property taxes$561
Insurance$218
HOA$303
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$198 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,201 sq ft

Time on market

178 days

Year built

2024

Monthly payment

About $3,350/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,735 annual tax bill, insurance, and the $908/qtr HOA fee.

HOA fee

$908/qtr

Managed by Icon Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXIT KING REALTYListing agent: Olga GriskenieneListing data from Stellar MLS, MLS# N6143913.

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