19310 Water Oak Dr #203, photo 1
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Overview

2 bd2 ba1,227 sqftCondominium
TypeCondominium
HOANone listed
Built2001
Living area1,227 sqft
Price / sqft$167

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About this home

Ceiling Fans(s)High CeilingsOpen FloorplanLightingRain GuttersStorageBuyer Approval RequiredClubhouse

19310 Water Oak Dr #203 is a 2001-built home in Heritage Oak Park Waters Edge, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,227 square feet of living space. Listed at $205,000 (about $167/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this well-maintained 2-bedroom, 2-bath second-floor condominium offering over 1,000 square feet of comfortable living space with an open-concept design ideal for both seasonal residents and year-round enjoyment. Water's Edge at Heritage Oak Park is one of Port Charlotte's most desirable gated communities, where resort-style amenities and beautiful oak-canopied streets create the perfect Florida lifestyle. Upon arrival, you'll appreciate the Andersen glass storm door with a disappearing screen and the newly installed motion-sensor front entry light (2024). Step inside to discover a bright, inviting interior featuring FRESH PAINT completed in 2022-2023, luxury BAMBOO flooring throughout the main living areas, BRAND-NEW (Sept. 2026) Stain Master carpet in both bedrooms with a neutral color to match any decor and tile flooring in the kitchen, bathrooms, and laundry room. PLANTATION SHUTTERS adorn the front windows, adding both timeless style and privacy. The thoughtfully designed floor plan offers a spacious living and dining area that flows seamlessly into the kitchen, complete with a breakfast bar, dinette area. The kitchen has also been UPDATED with WHIRLPOOL APPLIANCES, including a refrigerator, electric range, microwave, and dishwasher, all installed in 2024. The desirable split-bedroom layout provides privacy and comfort for both owners and guests. For added peace of mind, a HOME WARRANTY for a year, PGT IMPACT-RESISTANT STORM WINDOWS were installed in November 2021, enhancing storm protection, energy efficiency, and security. Sliding glass doors lead to the screened lanai, where privacy sunblock screens create a comfortable outdoor retreat—perfect for enjoying your morning coffee, relaxing with a book, or taking in the peaceful surroundings. The spacious primary suite features a walk-in closet and private bath, while the guest bedroom and adjacent bath provide comfortable accommodations for family and friends. Additional conveniences include an in-unit laundry room with a 2023 Whirlpool washer and dryer, covered resident parking, guest parking, private storage, and the ease of low-maintenance condominium living. Residents of Heritage Oak Park enjoy an impressive array of amenities, including a heated pool and spa, clubhouse, fitness center, tennis and pickleball courts, bocce ball, shuffleboard, walking paths, Fishing Pond and a vibrant social calendar. The community is also golf-cart friendly. Ideally located near Charlotte Harbor, downtown Punta Gorda, Fishermen's Village, waterfront parks, golf courses, boating, fishing, dining, shopping, and Gulf beaches, residents enjoy endless opportunities to experience the best of Southwest Florida's active and coastal lifestyle.

The essentials

Built
2001
Price / sqft
$167
On market
123 days
Annual tax
$4,446
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 2001
Community pool
Fitness center too
1,227 sqft
Living area

Payment

Est. monthly payment
$1,542/mo
Down payment (20%)
$41,000
Property taxes
$371/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2001
Lot
-
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
123
Ceiling Fans(s)
High Ceilings
Open Floorplan
Lighting
Rain Gutters
Storage
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,446
Parcel #
402208601049

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park Waters Edge
County
Charlotte
MLS Area
33948 - Port Charlotte
LandscapedPaved

Price history

Date
Event
Price
7/17/2026
Price change
Source: Stellar MLS #N6144470
$205,000-2.4%
$167/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #N6144470
$210,000
$171/sqft

Neighborhood

19310 Water Oak Dr #203
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $205,000
$197,500 – $205,000
96.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 21 condo closings in Port Charlotte landed at this number or higher (52%). The median one sat 50 days before it went under contract, and this one is on day 123 after a $5,000 cut.

Sample: 21 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,542/mo
Principal & interest$1,069
Property taxes$371
Insurance$103
Down payment20% · $41,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$205,000

$167 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,227 sq ft

Time on market

123 days

Year built

2001

Monthly payment

About $1,542/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,446 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Lindsey CsejkaListing data from Stellar MLS, MLS# N6144470.

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