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About this home
3104 Seafarer Dr is a 2022-built home in Hrbr Heights, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,733 square feet of living space. Listed at $580,000 (about $335/sqft), 68 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
**WATERFRONT...WATERFRONT...WATERFRONT!** Built in **2022**, this beautifully crafted 3-bedroom, 2-bath, 2-car garage waterfront home offers exceptional boating access, located just 600 feet from the Peace River and featuring a brand-new 80-foot seawall installed in May 2026. **The home has experienced zero hurricane or flood damage**, offering added peace of mind. The property also includes a private dock with electric available nearby, providing convenient access for future dockside power. Designed with quality craftsmanship throughout, this bright and open floor plan offers hurricane impact windows, doors, and sliding glass doors, eliminating the need for hurricane shutters. The spacious kitchen features quality wood cabinetry with solid plywood boxes, soft-close doors and drawers, 42-inch upper cabinets, granite countertops, stainless steel appliances, a large center island, and an oversized pantry. Luxury vinyl plank flooring flows throughout the home, complemented by LED lighting, six-inch baseboards, ceiling fans, granite countertops in both bathrooms, and beautifully tiled tub and shower surrounds. The private primary suite offers one of the home's most desirable features, a walk-through closet with direct access to the laundry room, creating a convenient and functional owner's retreat. Additional upgrades include a high-efficiency A/C system, professionally sealed ductwork with mastic at all joints for enhanced energy efficiency, an electric floor outlet in the great room, a new fence installed in 2026, and a Generac 17,500-watt portable whole-house generator with dedicated house hookup for added peace of mind. Step outside to the screened lanai, the perfect place to relax or entertain, then unwind in the hot tub located just outside the lanai while enjoying the peaceful waterfront setting. **The spacious backyard offers plenty of room to add the pool of your dreams.** The oversized driveway provides additional parking space for a boat, trailer, or extra vehicles. Combining premium construction, thoughtful design, modern upgrades, and outstanding boating access, this move-in-ready home offers the perfect blend of luxury, convenience, and the Florida waterfront lifestyle.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$580,000
$335 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,733 sq ft
Time on market
106 days
Year built
2022
Monthly payment
About $3,678/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,351 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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