4227 NW 28th St, photo 1
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Overview

4 bd3 ba2,526 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2018
Lot10,629 sqft
Living area2,526 sqft
Price / sqft$475
Garage3 car

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About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsOpen FloorplanSolid Wood CabinetsSplit Bedroom

4227 NW 28th St is a 2018-built home in Cape Coral, Cape Coral. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,526 square feet of living space. Listed at $1,199,000 (about $475/sqft), 109 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Gulf access, unobstructed lake views down the entire length of the waterway, and zero bridges to open water. SOLD TURNKEY. Welcome to 4227 NW 28th Street, a stunning 2018-built waterfront retreat in Northwest Cape Coral offering the kind of lifestyle most only dream about. Situated on an oversized lot with 80 feet of saltwater canal frontage and direct lake views over Lupine Lake, this 3-bedroom PLUS DEN, 3-bathroom home delivers 2,526 square feet of refined living space with a 3-car oversized garage. Block construction, tile roof, impact windows and doors, and a paver driveway give this home the curb appeal and durability that sets it apart from anything nearby. Step inside to soaring coffered and back-lit LED tray ceilings, crown molding, plantation shutters, solid wood cabinetry, and large format tile throughout. The open concept kitchen is the heart of the home featuring sealed horned granite countertops, a double built-in oven, Monogram cooktop and range hood, wine refrigerator, a large center island, a wet bar, and a dinning area with an additional set of sliders out to the pool. Picture window screening frames completely unobstructed, expansive water views from virtually every main living space, bringing the lake and canal backdrop into the home in a way that never gets old. The primary suite is its own private retreat with pocker sliding doors leading directly to the spa, dual walk-in closets, a large soaking tub, and an oversized stone shower with dual shower heads. The split bedroom floor plan keeps guests comfortable and separate, while the den flex space works perfectly as a home office or fourth sleeping area. Outside, the screened lanai with picture window screening creates a resort-style setting around the heated saltwater pool and integrated heated spa. The outdoor kitchen is fully equipped for entertaining. The 3rd bathroom also acts as a pool bathroom with access to the lanai for ease of access. A vinyl privacy fence encloses the yard, mature landscaping and rock beds frame the property beautifully, and a lawn irrigation system keeps everything looking sharp year round. The large 3 car garage is also finished with an epoxy coating. The entire home is served by a whole house reverse osmosis water system, delivering purified water to every tap and appliance throughout the property. For boaters, this property is exceptional. The concrete seawall was built in 2018, there are no fixed bridges to the Gulf, and Matlacha and Pine Island are just a short ride away. The home has a proven track record as a high performing short term rental with no HOA restrictions limiting your options. No CDD. No HOA. Turnkey. Gulf access. This one checks every box.

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The essentials

Built
2018
Price / sqft
$475
On market
109 days
Annual tax
$15,160
Flood zone
AE
Lot
10,629 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Canal - Saltwater
Private pool
Heated
3 car garage
Driveway
10,629 sqft lot
Lot size

Payment

Est. monthly payment
$8,116/mo
Down payment (20%)
$239,800
Property taxes
$1,263/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
10,629 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Golf Cart Parking
Pool
Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Waterfront
Canal - Saltwater, Lake Privileges
Days on Market
109
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Outdoor Kitchen
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator
Flood Zone AE
Annual Tax (2025)
$15,160
Parcel #
25-43-22-C2-05159.0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33993 - Cape Coral
Lot Size
10,629 sqft
ClearedIn CountyLandscapedLevelPaved

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #N6144900
$1,199,000-7.1%
$475/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #N6144900
$1,290,000
$511/sqft

Neighborhood

4227 NW 28th St
Cape Coral, FL, 33993 · 33993 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $1,199,000
$1.16M – $1.20M
96.6% – 100% of listTops out right at the list price
80% of listList price
48 of the last 94 home closings in 33993 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 109 after a $91,000 cut.

Sample: 94 closed home sales in 33993 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,116/mo
Principal & interest$6,253
Property taxes$1,263
Insurance$600
Down payment20% · $239,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,199,000

$475 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,526 sq ft

Time on market

109 days

Year built

2018

Monthly payment

About $8,116/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,160 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

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Brokered byKELLER WILLIAMS ISLAND LIFE REAL ESTATEListing agent: Cole MurrayListing data from Stellar MLS, MLS# N6144900.

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