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Overview

4 bd3 ba2,559 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built2002
Lot11,238 sqft
Living area2,559 sqft
Price / sqft$567
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main Floor

2047 SE 28th Ter is a 2002-built home in Cape Coral, Cape Coral. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,559 square feet of living space. Listed at $1,450,000 (about $567/sqft), 12 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

SAILBOAT GULF ACCESS, JUST 1,200 FEET TO THE RIVER, AN OVERSIZED RV GARAGE, TWO BOAT LIFTS AND A WATERFRONT SETTING BUILT FOR BOATERS! This impressive Cape Coral waterfront home combines luxury, functionality and incredible access to the water with no bridges between you and the river. Inside, the open great room floor plan is filled with natural light and features soaring ceilings, crown molding, tile flooring, plantation shutters and brand new hurricane resistant 90 degree sliding glass doors that open the living space to the screened lanai and wide canal views. The kitchen is designed for entertaining with granite countertops, a large island with seating, a walk in pantry with pull out drawers, Sub Zero refrigerator, wine refrigerator and a brand new induction oven, while both a formal dining room and waterfront breakfast nook provide plenty of space for gatherings. The spacious primary suite overlooks the water and features direct outdoor access, tray ceilings, a large walk in closet with built ins and a beautifully finished bath with dual vanities, freestanding soaking tub and oversized custom walk in shower. The guest accommodations are equally inviting, including an ensuite bedroom and a newly added walk in Jacuzzi bath. Outside is where this property truly stands apart. The expansive screened lanai surrounds a heated saltwater pool and spa with multiple covered seating areas, an outdoor kitchen with built in grill, refrigerator and sink, plus a fire pit and a new hot tub that conveys with the property. A private dog run with artificial turf provides a low maintenance space for pets. Continue toward the water and you will find a wrap around composite dock designed for enjoying every part of the waterfront, complete with a tiki hut, multiple seating areas and two boat lifts, including a 30,000 lb lift with 22,000 lb bunks and a 4,000 lb lift with brand new bunks. The wide canal and short route to the river make this an exceptional setup for serious boaters. Additional highlights include a newer metal roof, a brand new A/C unit, laundry room with utility sink, a safe that conveys with the property and an incredible RV garage measuring over 1,000 square feet with room for multiple vehicles, an RV or boat, plus RV electric and cleanout. With incredible waterfront views, direct Gulf access, resort style outdoor living and garage space rarely found in Cape Coral, this home offers a lifestyle that is just as impressive as the property itself. Schedule your private showing and experience everything this waterfront home has to offer.

The essentials

Built
2002
Price / sqft
$567
On market
12 days
Annual tax
$13,327
Flood zone
AE
Lot
11,238 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Waterfront
Canal - Saltwater
Private pool
Heated
4 car garage
0.26 acres
Lot size

Payment

Est. monthly payment
$9,398/mo
Down payment (20%)
$290,000
Property taxes
$1,111/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
11,238 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, Salt Water, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
12
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Dog Run
Fire Pit
Lighting
Outdoor Kitchen
Outdoor Shower
Rain Gutters
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$13,327
Parcel #
32-44-24-C3-01174.0330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33904 - Cape Coral
Lot Size
11,238 sqft

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #TB8553605
$1,450,000
$567/sqft

Neighborhood

2047 SE 28th Ter
Cape Coral, FL, 33904 · 33904 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $1,450,000
$1.42M – $1.45M
97.7% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33904 landed at this number or higher (52%). The median one sat 31 days before it went under contract, and this one is on day 12.

Sample: 31 closed home sales in 33904 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,398/mo
Principal & interest$7,562
Property taxes$1,111
Insurance$725
Down payment20% · $290,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,450,000

$567 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,559 sq ft

Time on market

12 days

Year built

2002

Monthly payment

About $9,398/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,327 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTHE KEYES COMPANYListing agent: Tiffany PackardListing data from Stellar MLS, MLS# TB8553605.

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