2819 SW 40th St, photo 1
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Overview

4 bd4 ba3,019 sqftSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,019 sqft
Living area3,019 sqft
Price / sqft$528

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CAPE CORAL
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)

2819 SW 40th St is a 2026-built home in Cape Coral, Cape Coral. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,019 square feet of living space. Listed at $1,595,000 (about $528/sqft), 9 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to an extraordinary waterfront retreat where luxury, craftsmanship, and the ultimate Southwest Florida lifestyle come together. This stunning NEW CONSTRUCTION residence offers 3,019 sq. ft. of impeccably designed living space, featuring 4 bedrooms PLUS a den, 3.5 baths, and an impressive 3-car garage with additional covered parking. Did I mention, NO FLOOD INSURANCE NEEDED?! From the moment you enter, exceptional quality is evident throughout. The open floor plan showcases soaring tray and coffered ceilings, elegant porcelain tile and luxury vinyl flooring, impact glass windows and doors, and premium finishes selected with both style and durability in mind. A whole-home generator, spray-foam insulation, metal roof, tankless water heater, and PGT impact windows provide an exceptional combination of comfort, efficiency, and peace of mind. At the heart of the home is a true chef's kitchen, featuring commercial-grade Jenn-Air appliances, a spectacular 48-inch dual-fuel gas range, pot filler, custom cabinetry, and a spacious walk-in butler's pantry. Designed for both everyday living and impressive entertaining, this kitchen is as functional as it is beautiful. The split-bedroom floor plan offers privacy and flexibility, while the dedicated den provides the perfect space for a home office, media room, or additional retreat. The luxurious primary suite features an elegant bath with dual vanities, soaking tub, separate shower, and generous walk-in closet. Step outside and discover your own private resort. The expansive outdoor living area features a heated pool and spa, outdoor kitchen and grill, outdoor shower, screened lanai, and breathtaking canal views. Just beyond the pool, your private waterfront setup awaits with a new Williamson Bros. dock, captain's walk, 16,000-lb. boat lift, and tiki bar—creating the perfect setting for boating, entertaining, sunset cocktails, and endless Florida days. With Gulf-access canal frontage, a private seawall, no HOA, and a location in one of Cape Coral's most desirable areas, this exceptional property offers the rare opportunity to enjoy a brand-new luxury home with an uncompromising level of detail. This is more than a home—it is the Southwest Florida lifestyle you've been waiting for. Come experience it for yourself.

The essentials

Built
2026
Price / sqft
$528
On market
9 days
Annual tax
$3,916
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Private pool
Heated
10,019 sqft lot
Lot size
3,019 sqft
Living area

Payment

Est. monthly payment
$9,443/mo
Down payment (20%)
$319,000
Property taxes
$326/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Off Street, Oversized
Pool
In Ground, Heated, Waterfall
Days on Market
9
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Private Mailbox
Dishwasher
Disposal
Dryer
Freezer
Gas Cooktop
Ice Maker
Microwave
Range
Refrigerator
Tankless Water Heater
Trash Compactor
Washer
Flood Zone x
Annual Tax (2025)
$3,916
Parcel #
08-45-23-C1-04916.0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33914 - Cape Coral
Lot Size
10,019 sqft
LandscapedRectanglePaved

Price history

Date
Event
Price
10/4/2026
Listed for sale
Source: Stellar MLS #TB8556323
$1,595,000
$528/sqft

Neighborhood

2819 SW 40th St
Cape Coral, FL, 33914 · 33914 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $1,595,000
$1.56M – $1.59M
97.6% – 100% of listTops out right at the list price
80% of listList price
21 of the last 40 home closings in 33914 landed at this number or higher (53%). The median one sat 42 days before it went under contract, and this one is on day 9.

Sample: 40 closed home sales in 33914 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,442/mo
Principal & interest$8,319
Property taxes$326
Insurance$798
Down payment20% · $319,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,595,000

$528 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,019 sq ft

Time on market

9 days

Year built

2026

Monthly payment

About $9,443/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,916 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARZUCCO REAL ESTATEListing agent: Autumn StrattonListing data from Stellar MLS, MLS# TB8556323.

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