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Overview

2 bd2 ba1,348 sqft2 car garageSingle Family
TypeSingle Family
HOA$299/yr
Built1980
Lot16,484 sqft
Living area1,348 sqft
Price / sqft$371
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingWalk-in Closet(s)Window TreatmentsHurricane ShuttersSidewalkBuilt-in Oven

6640 Waterford Ln is a 1980-built home in Gulf Gate East, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,348 square feet of living space. Listed at $499,900 (about $371/sqft), 51 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $299 annually.

From the listing

Welcome to this beautifully renovated 2-bedroom, 2-bathroom home situated on an oversized 0.38-acre homesite in highly desirable Gulf Gate East, offering an exceptional combination of modern updates, culdesac privacy and an unbeatable Sarasota location. With 1,348 square feet of inviting living space, this home is truly move-in ready. The well-designed floor plan features two distinct living areas, offering flexibility for both everyday living and entertaining. A welcoming living room is complemented by a family room with beautiful built-in cabinetry, creating the perfect setting for relaxing, gathering, or displaying your favorite décor. Wood-plank tile flooring flows throughout the home and is enhanced by upgraded crown molding, new blinds and French doors. The updated kitchen features stainless steel appliances, new cabinetry, recessed lighting and a charming pass-through window opening to the lanai, making indoor-outdoor entertaining effortless. Both bathrooms have been refreshed with updated vanities and toilets. Extensive improvements provide added style and peace of mind, including new windows and exterior doors, hurricane shutters, a new garage door, repiped plumbing within the home, an upgraded electrical panel and an alarm system. Step outside and discover your own private backyard oasis. The beautiful extended screened lanai provides plenty of room for relaxing, dining, and entertaining while overlooking the expansive, fully fenced backyard. Mature landscaping enhances the tropical setting with a variety of established plantings, including day-blooming jasmine and plumeria. Create your own garden, enjoy the abundance of outdoor space or take advantage of the generous yard with plenty of room to add a future pool. The oversized 0.38-acre lot offers a rare sense of space and privacy while still being conveniently located in the heart of Sarasota. Additional upgrades include an enhanced screened garage with a side entry door and fresh sod in the front yard. The Legacy Trail, a 12.5-mile paved path for walking and biking, is close by, while golf enthusiasts will appreciate easy access to championship courses, including TPC Prestancia. Costco, Publix, restaurants, shopping, and everyday conveniences are all just minutes away. The nearby Sarasota Square property is being transformed into an exciting mixed-use destination planned to feature upscale retail and dining, green spaces, lifestyle and office components, and a modern town-center atmosphere anchored by Whole Foods Market. Best of all, the world-famous sugar-sand shores of Siesta Key Beach are approximately 6 miles away, allowing you to enjoy the very best of the Sarasota lifestyle. Fully renovated, beautifully updated, and tucked away on a quiet cul-de-sac with an oversized private lot in Gulf Gate East, this home offers the space, privacy, and location you've been looking for. Call today to schedule your private showing!

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The essentials

Built
1980
Price / sqft
$371
On market
51 days
Annual tax
$2,483
HOA
$299/yr
Flood zone
X · Low risk
Lot
16,484 sqft
Type
Single Family Residence

At a glance

Single family
Built 1980
2 car garage
0.38 acres
Lot size
1,348 sqft
Living area

Payment

Est. monthly payment
$3,089/mo
Down payment (20%)
$99,980
Property taxes
$207/mo
HOA
$299/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1980
Lot
16,484 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
51
Built-in Features
Ceiling Fans(s)
Crown Molding
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sidewalk
Built-in Oven
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Elementary
Gulf Gate Elementary
Middle
Brookside Middle
High
Sarasota High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,483
Parcel #
0100120041

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gulf Gate East
County
Sarasota
MLS Area
34238 - Sarasota/Sarasota Square
Lot Size
16,484 sqft
LandscapedOversized LotPrivate
HOA
$299/yr
Judy Morrison

Price history

Date
Event
Price
8/21/2026
Listed for sale
Source: Stellar MLS #N6145272
$499,900
$371/sqft

Neighborhood

6640 Waterford Ln
Sarasota, FL, 34238 · 34238 - Sarasota/Sarasota Square

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$485,000 – $499,900
97.1% – 100% of listTops out right at the list price
80% of listList price
85 of the last 169 home closings in 34238 landed at this number or higher (50%). The median one sat 38 days before it went under contract, and this one is on day 51.

Sample: 169 closed home sales in 34238 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,089/mo
Principal & interest$2,607
Property taxes$207
Insurance$250
HOA$25
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$371 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,348 sq ft

Time on market

51 days

Year built

1980

Monthly payment

About $3,089/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,483 annual tax bill, insurance, and the $299/yr HOA fee.

HOA fee

$299/yr

Managed by Judy Morrison.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Erica GieslerListing data from Stellar MLS, MLS# N6145272.

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