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Overview

3 bd3 ba2,028 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,116/qtr
Built2003
Lot7,611 sqft
Living area2,028 sqft
Price / sqft$404
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSplit BedroomStone CountersWalk-in Closet(s)

209 Rio Terra is a 2003-built home in Bellagio On Venice Island, Venice. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,028 square feet of living space. Listed at $819,000 (about $404/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,116 quarterly.

From the listing

Bellagio is the only gated residential community on Venice Island, offering an inviting lifestyle with clubhouse amenities, a community pool, tennis, pickleball, and plenty of opportunities to socialize. The courtyard design of 209 Rio Terra is one of the community’s most desirable floor plans, and this home takes it a step further with a customized courtyard offering more than 700 square feet of bright, sheltered, and exceptionally private outdoor living space. Thoughtfully updated for comfort, style, and peace of mind, the home features a newer tile roof, insulated hurricane-rated garage door with newer opener, and hurricane-rated Andersen entry doors. Inside, each room has been carefully refreshed with attention to both beauty and functionality. The great room, kitchen, and dining area flow seamlessly together, creating a spacious and welcoming setting for everyday living and entertaining. The kitchen features an expansive breakfast bar, abundant granite countertops, newer stainless steel appliances, and a transom window that enhances the natural light. The great room is equally impressive with a coffered ceiling, luxury vinyl flooring, and custom plantation shutters. The restful primary suite features a coffered ceiling and an updated en suite bath finished in soothing ocean-inspired tones. A charming guest bath, complete with an extra-deep soaking tub, provides another relaxing retreat. A private, stand-alone casita offers wonderful flexibility as a guest suite or home office. Outside, the newer heated saltwater pool creates the perfect setting for exercise, relaxation, or simply enjoying Florida living. Beautifully updated and ideally located, this exceptional home puts you close to everything that makes Venice Island such a special place to live.

The essentials

Built
2003
Price / sqft
$404
On market
39 days
Annual tax
$6,644
HOA
$1,116/qtr
Flood zone
X · Low risk
Lot
7,611 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Private pool
Heated
2 car garage
7,611 sqft lot
Lot size
2,028 sqft
Living area

Payment

Est. monthly payment
$5,606/mo
Down payment (20%)
$163,800
Property taxes
$554/mo
HOA
$1,116/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
7,611 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Chlorine Free, Gunite, Heated, In Ground, Lap, Salt Water, Screen Enclosure, Tile
Days on Market
39
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Courtyard
Hurricane Shutters
Outdoor Shower
Sidewalk
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Tennis Court(s)
Street Lights
Cooktop
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Venice Elementary
Middle
Venice Area Middle
High
Venice Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,644
Parcel #
0428040017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellagio On Venice Island
County
Sarasota
MLS Area
34285 - Venice
Lot Size
7,611 sqft
City LimitsLandscapedLevelNear MarinaPrivateSidewalkPaved
HOA
$1,116/qtr
SUNSTATE

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #N6145626
$819,000
$404/sqft

Neighborhood

209 Rio Terra
Venice, FL, 34285 · 34285 - Venice

Market insights

Offer Insights

Choose an offer strength

List price: $819,000
$780,000 – $819,000
95.5% – 100% of listTops out right at the list price
80% of listList price
67 of the last 133 home closings in 34285 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 39.

Sample: 133 closed home sales in 34285 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,607/mo
Principal & interest$4,271
Property taxes$554
Insurance$410
HOA$372
Down payment20% · $163,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$819,000

$404 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,028 sq ft

Time on market

39 days

Year built

2003

Monthly payment

About $5,606/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,644 annual tax bill, insurance, and the $1,116/qtr HOA fee.

HOA fee

$1,116/qtr

Managed by SUNSTATE.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Helen MooreListing data from Stellar MLS, MLS# N6145626.

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