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Overview

4 bd3 ba2,398 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2020
Lot217,800 sqft
Living area2,398 sqft
Price / sqft$561
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersWalk-in Closet(s)

2760 Pearl Lake Trl is a 2020-built home in Pearl Lake Estates 1, New Smyrna Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,398 square feet of living space. Listed at $1,345,000 (about $561/sqft), 281 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

174 feet of pristine waterfront 4 Bd, 2 Ba, 2 Car Garage pool home nestled on 5 acres in a private tucked away community abounding with natural beauty free from ITOA restrictions is minutes to New Smyrna Beach and local attractions. The stocked lakefront home has easy access to beaches, boating, boat ramps, marinas, shopping and dining on historic Canal Street and Flagler Ave. It features an open floor plan kitchen, dining, living area that all open up to front and back covered porches. Inside are wood cabinets, stone countertops, island, wine fridge, and upgraded appliances. Primary en-suite has a walk-in shower and soaking tub. Outside is an enclosed designer pool with spa. This home has two multi use rooms with the ability to be used as a ADU- Accessory Dwelling Unit (i.e. Granny flat, Casitas, or in-law suite). If you are wanting to "live off grid" but feel like you are living in luxury, then this home should be high on your list to view and buy. Very close to New Smyrna Beach and Canaveral National Seashore. There is private access to paved walking and biking trails. The bonus is the extra detached 1 car garage and workshop.

The essentials

Built
2020
Price / sqft
$561
On market
281 days
Annual tax
$7,424
Flood zone
X · Low risk
Lot
217,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Waterfront
Lake Front
Private pool
In Ground
2 car garage
5.00 acres
Lot size

Payment

Est. monthly payment
$8,306/mo
Down payment (20%)
$269,000
Property taxes
$619/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
217,800 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Waterfront
Lake Front
Days on Market
281
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$7,424
Parcel #
8405-00-00-002A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pearl Lake Estates 1
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
217,800 sqft

Price history

Date
Event
Price
4/15/2026
Price change
Source: Stellar MLS #NS1086890
$1,345,000-3.6%
$561/sqft
1/2/2026
Listed for sale
Source: Stellar MLS #NS1086890
$1,395,000
$582/sqft

Neighborhood

2760 Pearl Lake Trl
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,345,000
$1.32M – $1.34M
97.8% – 100% of listTops out right at the list price
80% of listList price
118 of the last 234 home closings in 32168 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 281 after a $50,000 cut.

Sample: 234 closed home sales in 32168 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,306/mo
Principal & interest$7,015
Property taxes$619
Insurance$673
Down payment20% · $269,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,345,000

$561 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,398 sq ft

Time on market

281 days

Year built

2020

Monthly payment

About $8,306/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,424 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLLADO REAL ESTATEListing agent: Pat ColladoListing data from Stellar MLS, MLS# NS1086890.

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