686 Middlebury Loop, photo 1
Active
1 / 60

Overview

2 bd2 ba1,255 sqft2 car garageSingle Family
TypeSingle Family
HOA$525/yr
Built1990
Lot5,280 sqft
Living area1,255 sqft
Price / sqft$222
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboThermostatVaulted Ceiling(s)Walk-in Closet(s)SidewalkPoolDishwasherElectric Water Heater

686 Middlebury Loop is a 1990-built home in Tymber Trace Ph 01, New Smyrna Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,255 square feet of living space. Listed at $278,000 (about $222/sqft), 269 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $525 annually.

From the listing

Charming 2-Bedroom Home Near the Ocean! Discover your perfect retreat in this lovely two-bedroom, two-bath home, ideally situated just 4 miles from the stunning ocean. Enjoy a sneak peek of the serene community pond from your backyard, creating a peaceful ambiance for relaxation. The community offers a beautifully renovated pool and clubhouse with shuffleboard court. This home is not only perfect for retirement but also a fantastic family residence with easy access to nearby restaurants and shopping. Don't miss the opportunity to make this delightful property your own and enjoy the coastal lifestyle!

The essentials

Built
1990
Price / sqft
$222
On market
269 days
Annual tax
$1,143
HOA
$525/yr
Flood zone
AE
Lot
5,280 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Community pool
Shared amenity
2 car garage
5,280 sqft lot
Lot size
1,255 sqft
Living area

Payment

Est. monthly payment
$1,728/mo
Down payment (20%)
$55,600
Property taxes
$95/mo
HOA
$525/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
5,280 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
269
Living Room/Dining Room Combo
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Sidewalk
Pool
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$1,143
Parcel #
13 17 33 21 00 0720

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tymber Trace Ph 01
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
5,280 sqft
HOA
$525/yr
Southern States /Nichol Fisher

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #NS1087090
$278,000-3.5%
$222/sqft
1/19/2026
Listed for sale
Source: Stellar MLS #NS1087090
$288,000
$229/sqft

Neighborhood

686 Middlebury Loop
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $278,000
$272,500 – $278,000
97.8% – 100% of listTops out right at the list price
80% of listList price
120 of the last 238 home closings in 32168 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 269 after a $10,000 cut.

Sample: 238 closed home sales in 32168 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,728/mo
Principal & interest$1,450
Property taxes$95
Insurance$139
HOA$44
Down payment20% · $55,600
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$278,000

$222 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,255 sq ft

Time on market

269 days

Year built

1990

Monthly payment

About $1,728/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,143 annual tax bill, insurance, and the $525/yr HOA fee.

HOA fee

$525/yr

Managed by Southern States /Nichol Fisher.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTHE KEYES COMPANYListing agent: Kathy AndersonListing data from Stellar MLS, MLS# NS1087090.

Keep exploring Florida

Pick up where you left off, or see what else is out there.