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About this home
1945 Fern Palm Dr is a 1972-built home in Florida Shores 01, Edgewater. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,580 square feet of living space. Listed at $250,000 (about $97/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. **Major Price Improvement** Take advantage of a significant price improvement on this expansive 3-bedroom, 3-bath home in the heart of Florida Shores. This property delivers outstanding value, space, and flexibility — offering one of the strongest opportunities in the area for multi-use living. A standout feature is the full in-law suite, complete with its own private bathroom and a large, open studio-style layout. The home’s overall floor plan provides exceptional versatility, making it well-suited for multigenerational living, guest accommodations, a home-based business, professional workspace, or even a small assisted-living style setup, as current zoning supports this type of use. The layout offers the separation, accessibility, and bathroom count that many operators look for. The main living area features an open, inviting design with abundant natural light and plenty of room for everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and smooth flow into the dining and living areas. All bedrooms are comfortably sized, and the home’s three full bathrooms provide convenience for larger households or care-oriented setups. Outside, the property includes space for outdoor living, gardening, and a large storage shed. A wide driveway and additional parking options make this home ideal for households with multiple vehicles, RV, boat, or visitor parking. NO HOA and low-risk Flood Zone X with no flood history add even more value. Located minutes from New Smyrna Beach, shopping, parks, boat launch, and schools, this home combines size, versatility, and a prime Edgewater location. Seller is highly motivated — major price improvement, offers strongly encouraged. Secure this spacious and adaptable Florida Shores property today.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$250,000
$97 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,580 sq ft
Time on market
125 days
Year built
1972
Monthly payment
About $1,814/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,620 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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