1945 Fern Palm Dr, photo 1
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Overview

3 bd3 ba2,580 sqftSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot10,000 sqft
Living area2,580 sqft
Price / sqft$97

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Vaulted Ceiling(s)Walk-in Closet(s)Window TreatmentsStorageDishwasherMicrowaveRange

1945 Fern Palm Dr is a 1972-built home in Florida Shores 01, Edgewater. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,580 square feet of living space. Listed at $250,000 (about $97/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. **Major Price Improvement** Take advantage of a significant price improvement on this expansive 3-bedroom, 3-bath home in the heart of Florida Shores. This property delivers outstanding value, space, and flexibility — offering one of the strongest opportunities in the area for multi-use living. A standout feature is the full in-law suite, complete with its own private bathroom and a large, open studio-style layout. The home’s overall floor plan provides exceptional versatility, making it well-suited for multigenerational living, guest accommodations, a home-based business, professional workspace, or even a small assisted-living style setup, as current zoning supports this type of use. The layout offers the separation, accessibility, and bathroom count that many operators look for. The main living area features an open, inviting design with abundant natural light and plenty of room for everyday living and entertaining. The kitchen offers generous counter space, ample cabinetry, and smooth flow into the dining and living areas. All bedrooms are comfortably sized, and the home’s three full bathrooms provide convenience for larger households or care-oriented setups. Outside, the property includes space for outdoor living, gardening, and a large storage shed. A wide driveway and additional parking options make this home ideal for households with multiple vehicles, RV, boat, or visitor parking. NO HOA and low-risk Flood Zone X with no flood history add even more value. Located minutes from New Smyrna Beach, shopping, parks, boat launch, and schools, this home combines size, versatility, and a prime Edgewater location. Seller is highly motivated — major price improvement, offers strongly encouraged. Secure this spacious and adaptable Florida Shores property today.

The essentials

Built
1972
Price / sqft
$97
On market
125 days
Annual tax
$4,620
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
10,000 sqft lot
Lot size
2,580 sqft
Living area

Payment

Est. monthly payment
$1,814/mo
Down payment (20%)
$50,000
Property taxes
$385/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
125
Ceiling Fans(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Storage
Dishwasher
Microwave
Range
Flood Zone X
Annual Tax (2025)
$4,620
Parcel #
8402-01-00-3290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Florida Shores 01
County
Volusia
MLS Area
32141 - Edgewater
Lot Size
10,000 sqft

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #NS1088450
$250,000-16.4%
$97/sqft
-
Price change
Source: Stellar MLS #NS1088450
$299,000-12.8%
$116/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #NS1088450
$342,900
$133/sqft

Neighborhood

1945 Fern Palm Dr
Edgewater, FL, 32141 · 32141 - Edgewater

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$245,000 – $250,000
98% – 100% of listTops out right at the list price
80% of listList price
59 of the last 116 home closings in 32141 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 125 after a $92,900 cut.

Sample: 116 closed home sales in 32141 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,814/mo
Principal & interest$1,304
Property taxes$385
Insurance$125
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$97 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,580 sq ft

Time on market

125 days

Year built

1972

Monthly payment

About $1,814/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,620 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE BARNETT GROUP, INC.Listing agent: Larry BrinsonListing data from Stellar MLS, MLS# NS1088450.

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