

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
2018 Montero Cir is a 1989-built home in Lake Karnes Unplatted Acreage, Deltona. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,912 square feet of living space. Listed at $614,000 (about $211/sqft), 68 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Private Lakefront Retreat with Pool on 2.5 Acres. Wake up to peaceful lake views, spend your afternoons on the water, and end the day watching rocket launches from your pool deck. Nestled on 2.5 private acres along Theresa Lake, this beautifully updated 4-bedroom, 3-bath home delivers the space, privacy, and lifestyle you've been looking for. The heart of the home is the fully updated kitchen, featuring new cabinetry, solid-surface countertops, backsplash, and sink. The first-floor primary suite serves as a true retreat with a spa-inspired bath, oversized shower, and two-person garden tub. A wood-burning fireplace brings warmth and character to the living areas, while the upstairs loft, media room, and three additional bedrooms provide plenty of space for family, guests, and hobbies. Outside, the oversized pool and expansive new deck create the perfect setting for entertaining or simply enjoying the tranquility of lakefront living. Whether you're boating, fishing, paddleboarding, or soaking in the sunset views, Theresa Lake becomes an extension of your backyard. With significant updates including flooring downstairs, bathrooms, paint, French doors, pool equipment, and more, this move-in-ready property allows you to enjoy the lifestyle immediately. This is more than a home. It's your own private waterfront escape.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 256 closed home sales in 32738 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$614,000
$211 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,912 sq ft
Time on market
68 days
Year built
1989
Monthly payment
About $3,848/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,069 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







