421 S Atlantic Ave #409, photo 1
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Overview

2 bd2 ba890 sqftCondominium
TypeCondominium
HOA$750/mo
Built1984
Lot77,511 sqft
Living area890 sqft
Price / sqft$702

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboBalconyLightingStreet LightsDishwasherDisposalRefrigerator

421 S Atlantic Ave #409 is a 1984-built home in Oceania Plaza Condo, New Smyrna Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 890 square feet of living space. Listed at $625,000 (about $702/sqft), 57 days on market. Flood zone 0 - confirm flood insurance requirements with your lender. HOA runs $750 monthly.

From the listing

Pictures are current! This beautifully updated 4th-floor oceanfront condo offers a rare combination of comfort, convenience, and peace of mind. Located just steps from the vibrant heart of Flagler Avenue and mere moments from the tranquil sands of New Smyrna Beach, this unit provides the ideal lifestyle for beach lovers and city dwellers alike. Enjoy breathtaking ocean sunrises from your private patio or the airy living room, with direct gated access to the seasonally-heated oceanfront pool and expansive sun deck. The community features all the amenities you expect in a resort-style setting, making every day feel like a vacation. Recent improvements include a brand new roof and parapet, ensuring long-term durability and value. Milestone inspection is complete and clear, and the building has a fully funded SIRS (Structural Integrity Reserve Study) — giving you extra confidence in the community’s financial and structural health. No special assessments are planned, providing added security for your investment. Even better, the HOA dues are just $695/month, making this one of the lowest HOA fees near Flagler Avenue — a tremendous value for such a prime location. Come experience the unmatched charm and excitement of the NSB lifestyle. Whether you're enjoying gourmet dining, boutique shopping, or the artful local culture, you’re only steps away from it all in this impeccably located unit.

The essentials

Built
1984
Price / sqft
$702
On market
57 days
Annual tax
$5,939
HOA
$750/mo
Flood zone
0
Lot
77,511 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 1984
Water views
Gulf/Ocean - Partial
Private pool
Heated
Private balcony
Outdoor space
890 sqft
Living area

Payment

Est. monthly payment
$4,817/mo
Down payment (20%)
$125,000
Property taxes
$495/mo
HOA
$750/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1984
Lot
77,511 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Heated, In Ground
Days on Market
57
Living Room/Dining Room Combo
Balcony
Lighting
Street Lights
Dishwasher
Disposal
Refrigerator
Flood Zone 0
Annual Tax (2024)
$5,939
Parcel #
7409-09-01-4090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oceania Plaza Condo
County
Volusia
MLS Area
32169 - New Smyrna Beach
Lot Size
77,511 sqft
HOA
$750/mo
Sentry Management

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #NS1089027
$625,000
$702/sqft

Neighborhood

421 S Atlantic Ave #409
New Smyrna Beach, FL, 32169 · 32169 - New Smyrna Beach

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$595,000 – $625,000
95.3% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 condo closings in 32169 landed at this number or higher (50%). The median one sat 55 days before it went under contract, and this one is on day 57.

Sample: 139 closed condo sales in 32169 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,817/mo
Principal & interest$3,260
Property taxes$495
Insurance$313
HOA$750
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$702 per sq ft

Beds and baths

2 beds, 2 baths

Size

890 sq ft

Time on market

57 days

Year built

1984

Monthly payment

About $4,817/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,939 annual tax bill, insurance, and the $750/mo HOA fee.

HOA fee

$750/mo

Managed by Sentry Management.

Flood zone

Zone 0

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byWHITE WHALE REAL ESTATEListing agent: Timothy SmithListing data from Stellar MLS, MLS# NS1089027.

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