441 Sweet Bay Ave, photo 1
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Overview

0 baLand
TypeLand
HOA$304/yr
Lot10,527 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Fitness CenterGated Community - GuardGolf Carts OKGolfPoolTennis Court(s)Street Lights

441 Sweet Bay Ave is a home in Sugar MILL Gardens, New Smyrna Beach. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $304 annually.

From the listing

Build your dream home on this spectacular vacant home site in Sugar Mill! Cleared & ready to build, this rarely available 87 x 121 lot is situated with no direct neighbors on 2 sides, providing lots of privacy! Facing west, there is a buffer zone on the rear of the property and another to the right! See Survey attached. Surrounded by beautiful newer homes & convenient to I-95, Daytona & Orlando. Sugar Mill Golf and Country Club offers the option of joining at various membership levels including golf, racquet sports, social and dining should you wish to do so! Just a short drive to the beach and easy access to downtown NSB and also to Port Orange. See to appreciate all this location and lifestyle offers!

The essentials

On market
45 days
Annual tax
$1,220
HOA
$304/yr
Flood zone
X · Low risk
Lot
10,527 sqft
Type
Land

At a glance

Land
Community pool
Fitness center too
10,527 sqft lot
Lot size

Payment

Est. monthly payment
$1,207/mo
Down payment (20%)
$37,800
Property taxes
$102/mo
HOA
$304/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,527 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
45
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Street Lights
Flood Zone X
Annual Tax (2025)
$1,220
Parcel #
7315-03-00-1040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugar MILL Gardens
County
Volusia
MLS Area
32168 - New Smyrna Beach
Lot Size
10,527 sqft
BuildableClearedCity LimitsNear Golf CoursePaved
HOA
$304/yr
Karla Bauman, KLGB

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #NS1089096
$189,000-1.0%
8/26/2026
Listed for sale
Source: Stellar MLS #NS1089096
$191,000

Neighborhood

441 Sweet Bay Ave
New Smyrna Beach, FL, 32168 · 32168 - New Smyrna Beach

Calculator

Est. monthly payment
$1,207/mo
Principal & interest$986
Property taxes$102
Insurance$95
HOA$25
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

Time on market

45 days

Monthly payment

About $1,207/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,220 annual tax bill, insurance, and the $304/yr HOA fee.

HOA fee

$304/yr

Managed by Karla Bauman, KLGB.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byWATSON REALTY CORPListing agent: Cindy WalkerListing data from Stellar MLS, MLS# NS1089096.

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