1321 Arbor Vista Loop #321, photo 1
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Overview

1 bd1 ba951 sqftCondominium
TypeCondominium
HOA$405/mo
Built2000
Lot1 sqft
Living area951 sqft
Price / sqft$184

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersWindow TreatmentsCourtyard

1321 Arbor Vista Loop #321 is a 2000-built home in Notting Hill A Condo, Lake Mary. Inside you'll find 1 bedrooms, 1 bathrooms, and 951 square feet of living space. Listed at $175,000 (about $184/sqft), 13 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $405 monthly.

From the listing

Virtually Staged. Stunning Loft Condo in the Heart of Lake Mary — Minutes from Lake Mary and Heathrow Business District! Welcome to Notting Hill at Lake Mary, where this beautifully updated one-bedroom loft-style residence delivers modern comfort in one of Central Florida's most desirable business corridors. Soaring ceilings and an open loft create an impressive sense of space, perfect for a home office, guest area, or private retreat. Recent upgrades include a brand-new water heater, a newly serviced A/C, and a community roof replacement completed in 2020, offering peace of mind and long-term value. The bright kitchen opens to the living area, making the home ideal for entertaining or everyday ease. Located just moments from major corporate headquarters—AAA, BNY Mellon, Verizon, Deloitte, and the Heathrow business district—this property is a standout opportunity for professionals seeking convenience, lifestyle, and investment strength. The seller is offering up to 3% toward closing costs, making this an exceptional value. First-time home buyers can move in with less than $10,000 down, creating an accessible path to homeownership in one of Lake Mary's most sought-after communities. Rare financing opportunity: Existing VA loan at 6.25% with a $140K balance may be assumed by any qualified buyer — veteran status not required. This is a rare chance to secure a loft home with modern updates, financial incentives, and unmatched proximity to Lake Mary's premier employment hub.

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The essentials

Built
2000
Price / sqft
$184
On market
13 days
Annual tax
$1,886
HOA
$405/mo
Flood zone
X · Low risk
Lot
1 sqft
Type
Condominium

At a glance

Condo
Built 2000
Community pool
Fitness center too
951 sqft
Living area

Payment

Est. monthly payment
$1,563/mo
Down payment (20%)
$35,000
Property taxes
$157/mo
HOA
$405/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2000
Lot
1 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
13
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Window Treatments
Courtyard
Playground
Tennis Court(s)
Clubhouse
Community Mailbox
Fitness Center
Park
Pool
Racquetball
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Elementary
Heathrow Elementary
Middle
Markham Woods Middle
High
Lake Mary High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,886
Parcel #
13-20-29-514-0700-3210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Notting Hill A Condo
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
1 sqft
HOA
$405/mo
Christina Kellom

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #NS1089370
$175,000
$184/sqft

Neighborhood

1321 Arbor Vista Loop #321
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $175,000
$175,000
99.5% – 100% of listTops out right at the list price
80% of listList price
37 of the last 62 condo closings in 32746 landed at this number or higher (60%). The median one sat 35 days before it went under contract, and this one is on day 13.

Sample: 62 closed condo sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,562/mo
Principal & interest$913
Property taxes$157
Insurance$88
HOA$405
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

$184 per sq ft

Beds and baths

1 beds, 1 baths

Size

951 sq ft

Time on market

13 days

Year built

2000

Monthly payment

About $1,563/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,886 annual tax bill, insurance, and the $405/mo HOA fee.

HOA fee

$405/mo

Managed by Christina Kellom.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLLADO REAL ESTATEListing agent: Michelle AlbanListing data from Stellar MLS, MLS# NS1089370.

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