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Overview

2 bd2 ba1,152 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built2004
Lot5,789 sqft
Living area1,152 sqft
Price / sqft$191

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsPrimary Bedroom Main FloorOpen FloorplanSplit BedroomWindow Treatments

29 Ginger Quill Cir is a 2004-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,152 square feet of living space. Listed at $219,850 (about $191/sqft), 1015 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.

From the listing

Virtually Staged. WATERFRONT HOME * SCREENED WATERFRONT DECK * GATED COMMUNITY * FULLY FURNISHED * GOLF CART INCLUDED * YOU OWN THE LAND * FISH & BOAT FROM YOUR BACKYARD Experience the Best of Florida Waterfront Living, in this beautifully updated 2-bedroom 2-bathroom home, on scenic Saddlebag Lake in Lake Wales. Wake up to panoramic water views, with spectacular sunrise and sunsets, and enjoy the convenience of fishing and boating directly from your own backyard. Keep your boat just outside your back door, and spend your days enjoying Lake Life. Bonus - you OWN the land. This move-in-ready, fully furnished Home, also includes a golf cart (and golf cart garage/storage shed), for you to enjoy the Saddlebag Community and Florida lifestyle immediately. This wonderful Home includes a spacious living room, formal dining room, reading nook, kitchen with dining area, two bedrooms, two bathrooms, and an expansive screened waterfront deck perfect for relaxing or entertaining. Recent updates include a new roof (2023), new A/C (2022), new siding, updated neutral flooring throughout, fresh designer paint colors, updated appliances, Rain Bird irrigation, professional landscaping, and paver walkways. The low HOA includes water, sewer, trash, gated entry, clubhouse, and community pool. Residents also enjoy tennis, pickleball, shuffleboard, an on-site post office, and an active calendar of innumerable social clubs and fun and interesting community events. Under-55 buyers are welcome. This Home is perfect as a primary residence, seasonal getaway, vacation home, or investment property. Short-term rentals are permitted with no minimum lease term, giving you exceptional flexibility. Conveniently located in Lake Wales near shopping, restaurants, Bok Tower Gardens, Legoland, and approximately one hour from Walt Disney World, Disney Springs, and Florida’s East coast beaches. Fantastic opportunity to OWN a fully furnished waterfront home.

The essentials

Built
2004
Price / sqft
$191
On market
1062 days
Annual tax
$2,764
HOA
$734/qtr
Flood zone
X · Low risk
Lot
5,789 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2004
Waterfront
Lake Front
Community pool
Shared amenity
5,789 sqft lot
Lot size
1,152 sqft
Living area

Payment

Est. monthly payment
$1,732/mo
Down payment (20%)
$43,970
Property taxes
$230/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2004
Lot
5,789 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Golf Cart Garage, Golf Cart Parking, Off Street
Waterfront
Lake Front
Days on Market
1062
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Primary Bedroom Main Floor
Open Floorplan
Split Bedroom
Window Treatments
Balcony
Lighting
Storage
Clubhouse
Community Mailbox
Dog Park
Gated Community - Guard
Golf Carts OK
Park
Pool
Tennis Court(s)
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,764
Parcel #
28-30-01-939020-045040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33853 - Lake Wales South
Lot Size
5,789 sqft
Landscaped
HOA
$734/qtr
Stambaugh inc. /. Tanisha Schroeder

Price history

Date
Event
Price
8/24/2026
Price change
Source: Stellar MLS #O6156357
$219,850
$191/sqft
-
Price change
Source: Stellar MLS #O6156357
$219,950-21.4%
$191/sqft
11/13/2023
Listed for sale
Source: Stellar MLS #O6156357
$280,000
$243/sqft

Neighborhood

29 Ginger Quill Cir
Lake Wales, FL, 33853 · 33853 - Lake Wales South

Market insights

Offer Insights

Choose an offer strength

List price: $219,850
$219,850
99.5% – 100% of listTops out right at the list price
80% of listList price
58 of the last 92 home closings in 33853 landed at this number or higher (63%). The median one sat 56 days before it went under contract, and this one is on day 1062 after a $60,150 cut.

Sample: 92 closed home sales in 33853 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,732/mo
Principal & interest$1,147
Property taxes$230
Insurance$110
HOA$245
Down payment20% · $43,970
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,850

$191 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,152 sq ft

Time on market

1062 days

Year built

2004

Monthly payment

About $1,732/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,764 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Stambaugh inc. /. Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE ANDERSON GROUP & CO PLListing agent: Alison MaltbyListing data from Stellar MLS, MLS# O6156357.

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