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About this home
29 Ginger Quill Cir is a 2004-built home in Saddlebag Lake, Lake Wales. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,152 square feet of living space. Listed at $219,850 (about $191/sqft), 1015 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $734 quarterly.
Virtually Staged. WATERFRONT HOME * SCREENED WATERFRONT DECK * GATED COMMUNITY * FULLY FURNISHED * GOLF CART INCLUDED * YOU OWN THE LAND * FISH & BOAT FROM YOUR BACKYARD Experience the Best of Florida Waterfront Living, in this beautifully updated 2-bedroom 2-bathroom home, on scenic Saddlebag Lake in Lake Wales. Wake up to panoramic water views, with spectacular sunrise and sunsets, and enjoy the convenience of fishing and boating directly from your own backyard. Keep your boat just outside your back door, and spend your days enjoying Lake Life. Bonus - you OWN the land. This move-in-ready, fully furnished Home, also includes a golf cart (and golf cart garage/storage shed), for you to enjoy the Saddlebag Community and Florida lifestyle immediately. This wonderful Home includes a spacious living room, formal dining room, reading nook, kitchen with dining area, two bedrooms, two bathrooms, and an expansive screened waterfront deck perfect for relaxing or entertaining. Recent updates include a new roof (2023), new A/C (2022), new siding, updated neutral flooring throughout, fresh designer paint colors, updated appliances, Rain Bird irrigation, professional landscaping, and paver walkways. The low HOA includes water, sewer, trash, gated entry, clubhouse, and community pool. Residents also enjoy tennis, pickleball, shuffleboard, an on-site post office, and an active calendar of innumerable social clubs and fun and interesting community events. Under-55 buyers are welcome. This Home is perfect as a primary residence, seasonal getaway, vacation home, or investment property. Short-term rentals are permitted with no minimum lease term, giving you exceptional flexibility. Conveniently located in Lake Wales near shopping, restaurants, Bok Tower Gardens, Legoland, and approximately one hour from Walt Disney World, Disney Springs, and Florida’s East coast beaches. Fantastic opportunity to OWN a fully furnished waterfront home.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$219,850
$191 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,152 sq ft
Time on market
1062 days
Year built
2004
Monthly payment
About $1,732/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,764 annual tax bill, insurance, and the $734/qtr HOA fee.
HOA fee
$734/qtr
Managed by Stambaugh inc. /. Tanisha Schroeder.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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