Active
$110,000
Est. $744/mo

1102 W 13th St, Lakeland, FL, 33805

$162/sqft·Providence Park

2 bd2 ba680 sqftSingle Family
Listed by ABSOLUTE REALTY GROUP, LLC· Last updated · MLS# O6326715

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Est. monthly payment
$744/mo
Down payment (20%)
$22,000
Property taxes
$115/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1940
9,100 sqft lot
Lot size
680 sqft
Living area

About this home

1102 W 13th St is a 1940-built home in Providence Park, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 680 square feet of living space. Listed at $110,000 (about $162/sqft), 403 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

**PRICE IMPROVEMENT* - Unlock Your Next Investment in Lakeland -Seize this rare opportunity to own a high-potential property on an expansive lot with NO HOA. Currently configured as two 1-bedroom units, this home offers incredible versatility for rental income or a unique residential conversion.Prime Central Location: Minutes from Downtown Lakeland, I-4, and US 98. Dual-Unit Layout: Two kitchens and two bathrooms ready for a modern refresh. Outdoor Potential: Large front green space with room to grow. Bring your renovation vision and **submit your offer today** to secure this versatile gem. **Schedule your showing now!**

The essentials

Built
1940
Price / sqft
$162
On market
428 days
Annual tax
$1,385
Flood zone
X · Low risk
Lot
9,100 sqft
Type
Single Family Residence

Location

1102 W 13th St
Lakeland, FL, 33805·33805 - Lakeland / Gibsonia
Type
Single Family Residence
Year Built
1940
Lot
9,100 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Days on Market
428
Flood Zone X

Annual Tax (2024)

$1,385

Parcel #

23-28-12-045500-003140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Providence Park

County

Polk

MLS Area

33805 - Lakeland / Gibsonia

Lot Size

9,100 sqft

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #O6326715
$110,000-7.6%
$162/sqft
—
Price change
Source: Stellar MLS #O6326715
$119,000-20.7%
$175/sqft
7/13/2025
Listed for sale
Source: Stellar MLS #O6326715
$150,000
$221/sqft
Est. monthly payment$744/mo
Principal & interest$574
Property taxes$115
Insurance$55
Down payment20% · $22,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $110,000
$109,000 – $110,000
99.5% – 100% of listTops out right at the list price
80% of listList price
53 of the last 85 home closings in 33805 landed at this number or higher (62%). The median one sat 26 days before it went under contract, and this one is on day 428 after a $40,000 cut.

Sample: 85 closed home sales in 33805 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

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