202 Terrace CT, photo 1
Active Under Contract
1 / 35

Overview

2 bd3 ba1,580 sqftTownhouse
TypeTownhouse
HOA$89.5/mo
Built1981
Lot1,408 sqft
Living area1,580 sqft
Price / sqft$117

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanWindow TreatmentsCourtyardSidewalkStorageSidewalks

202 Terrace CT is a 1981-built home in Terrace The, Sanford. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,580 square feet of living space. Listed at $185,000 (about $117/sqft), 442 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $89.5 monthly.

From the listing

Under contract-accepting backup offers. Virtually Staged. GREAT PRICE FOR APPROX 1600 SQUARE FEET OF SPACE AND A PRIVATE COURTYARD!!!! CURRENT IMPROVEMENTS INCLUDE INTERIOR PAINT AND NEW ROOF SHINGLES. There are ONLY 4 UNITS PER BUILDING! This COURTYARD TOWNHOME features a spacious 2-bedroom, 2.5-bath layout spanning 1,580 sq ft. Behind a wooden gate is a completely private, fenced exterior space. The front door leads to ah a spacious kitchen, dining area, and a living room with a corner fireplace. The living and dining rooms have SLIDING GLASS DOORS that open onto a private patio. The home includes a LAUNDRY ROOM with a washer hookup and a half bath downstairs. Upstairs, the PRIMARY BEDROOM has an en suite bathroom, along with another large bedroom and a full bath in the hallway. Both bedrooms have private balconies overlooking the sizable courtyard. The Seller has replaced the dishwasher, upgraded one bathroom, painted, and renovated one balcony since his ownership. HVAC 2017, HOT WATER HEATER 2018.

The essentials

Built
1981
Price / sqft
$117
On market
442 days
Annual tax
$2,988
HOA
$89.5/mo
Flood zone
X · Low risk
Lot
1,408 sqft
Type
Townhouse

At a glance

Townhouse
Built 1981
Assigned parking
1,408 sqft lot
Lot size
1,580 sqft
Living area

Payment

Est. monthly payment
$1,397/mo
Down payment (20%)
$37,000
Property taxes
$249/mo
HOA
$89.5/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1981
Lot
1,408 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Ground Level
Days on Market
442
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Window Treatments
Courtyard
Sidewalk
Storage
Sidewalks
Street Lights
Dishwasher
Electric Water Heater
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2024)
$2,988
Parcel #
02-20-30-508-0000-02B0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace The
County
Seminole
MLS Area
32773 - Sanford
Lot Size
1,408 sqft
Paved
HOA
$89.5/mo
THE TERRACE ASSOCIATION INC/ RAY FARMER

Price history

Date
Event
Price
9/21/2026
Price change
Source: Stellar MLS #O6331080
$185,000-3.6%
$117/sqft
-
Price change
Source: Stellar MLS #O6331080
$192,000-8.6%
$122/sqft
7/28/2025
Listed for sale
Source: Stellar MLS #O6331080
$210,000
$133/sqft

Neighborhood

202 Terrace CT
Sanford, FL, 32773 · 32773 - Sanford

Market insights

Offer Insights

Choose an offer strength

List price: $185,000
$185,000
99.5% – 100% of listTops out right at the list price
80% of listList price
37 of the last 55 townhouse or villa closings in 32773 landed at this number or higher (67%). The median one sat 23 days before it went under contract, and this one is on day 442 after a $25,000 cut.

Sample: 55 closed townhouse or villa sales in 32773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,396/mo
Principal & interest$965
Property taxes$249
Insurance$93
HOA$90
Down payment20% · $37,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

$117 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,580 sq ft

Time on market

442 days

Year built

1981

Monthly payment

About $1,397/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,988 annual tax bill, insurance, and the $89.5/mo HOA fee.

HOA fee

$89.5/mo

Managed by THE TERRACE ASSOCIATION INC/ RAY FARMER.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySIGNATURE BROKERS REALTY LLCListing agent: Georgina O'BryanListing data from Stellar MLS, MLS# O6331080.

Keep exploring Florida

Pick up where you left off, or see what else is out there.