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Overview

3 bd2 ba1,752 sqftSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot10,850 sqft
Living area1,752 sqft
Price / sqft$485

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatLightingOutdoor GrillSidewalkStorageConvection OvenDishwasher

900 N Harbor Terrace is a 1979-built home in Tavares Palm Dora Park, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,752 square feet of living space. Listed at $850,000 (about $485/sqft), 435 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

**Waterfront Duplex on Lake Dora – A Unique Income-Generating Opportunity!** Discover the perfect blend of location and luxury with this custom-built waterfront duplex, Nestled along the scenic shores of Lake Dora, this property offers premier views and endless possibilities for water enthusiasts—bring your boat, jet skis, and all your favorite water activities! The thoughtfully designed layout features two spacious bedrooms and a full bathroom on the main level, along with a generous family room adorned with a stunning brick facade and a cozy wood-burning fireplace. Enjoy breathtaking vistas of Lake Dora and the Dora Canal from the comfort of your living space. The upper level boasts a unique apartment/suite with its own private entrance, comprising a bedroom, bathroom, full kitchen, and living area. This versatile space is ideal for generating rental income, accommodating guests, or serving as a dedicated retreat. Recent upgrades include all new irrigation system HVAC system, and a newer roof, with no HOA or restrictions in place, the potential for this property is boundless. Located less than five minutes from Downtown Tavares and just 15 minutes from Downtown Mount Dora, you’ll find yourself at the heart of it all. Don’t miss your chance to own this exceptional duplex—schedule your visit today!

The essentials

Built
1979
Price / sqft
$485
On market
435 days
Annual tax
$4,646
Flood zone
AE
Lot
10,850 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Waterfront
Lake Front
0.25 acres
Lot size
1,752 sqft
Living area

Payment

Est. monthly payment
$5,245/mo
Down payment (20%)
$170,000
Property taxes
$387/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
10,850 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Waterfront
Lake Front, Lake Privileges
Days on Market
435
Ceiling Fans(s)
Thermostat
Lighting
Outdoor Grill
Sidewalk
Storage
Convection Oven
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Refrigerator
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$4,646
Parcel #
32-19-26-0200-000-00B00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Palm Dora Park
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
10,850 sqft
Street Dead-EndPaved

Price history

Date
Event
Price
9/20/2025
Price change
Source: Stellar MLS #O6333934
$850,000-8.1%
$485/sqft
8/5/2025
Listed for sale
Source: Stellar MLS #O6333934
$925,000
$528/sqft

Neighborhood

900 N Harbor Terrace
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$830,000 – $850,000
97.9% – 100% of listTops out right at the list price
80% of listList price
114 of the last 227 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 435 after a $75,000 cut.

Sample: 227 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,245/mo
Principal & interest$4,433
Property taxes$387
Insurance$425
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$485 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,752 sq ft

Time on market

435 days

Year built

1979

Monthly payment

About $5,245/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,646 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byWATSON REALTY CORPListing agent: Mark LoomisListing data from Stellar MLS, MLS# O6333934.

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