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Overview

3 bd2 ba1,976 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot12,096 sqft
Living area1,976 sqft
Price / sqft$164
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenThermostatWindow TreatmentsRain GuttersDishwasherDryerMicrowave

3500 Sail Fish Ave is a 1987-built home in Valencia Terrace, Fruitland Park. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,976 square feet of living space. Listed at $324,900 (about $164/sqft), 259 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

From the moment you arrive, this home welcomes you with warmth, space, and endless possibilities. This spacious 3-bedroom, 2-bath split-level home features fresh interior paint and a freshly painted exterior façade, complemented by beautiful stonework that adds timeless curb appeal. Inside, the open-concept main living area showcases vaulted ceilings, rich hardwood flooring, and a warm, inviting kitchen with updated countertops in both the kitchen and guest bath. The expansive primary suite is thoughtfully elevated, offering a private retreat. Step outside to enjoy a caged pool and large enclosed patio—perfect for relaxing or entertaining in the expansive backyard. The converted garage is versatile and can become an extra bedroom, office, in-law suite, mancave, home gym, or even a potential rental space. Ample storage throughout ensures plenty of room for everything. Tucked away in a peaceful neighborhood with NO HOA and exceptional privacy, but still close to shopping centers and highways you won’t want to miss this one!

The essentials

Built
1987
Price / sqft
$164
On market
406 days
Annual tax
$1,455
Flood zone
X · Low risk
Lot
12,096 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Private pool
In Ground
2 car garage
Converted Garage
0.28 acres
Lot size
1,976 sqft
Living area

Payment

Est. monthly payment
$1,978/mo
Down payment (20%)
$64,980
Property taxes
$121/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
12,096 sqft
Cooling
Central Air
Heating
Electric
Parking
Converted Garage
Pool
In Ground, Screen Enclosure
Days on Market
406
Ceiling Fans(s)
Eat-in Kitchen
Thermostat
Window Treatments
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Beverly Shores Elem
Middle
Carver Middle
High
Leesburg High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2026)
$1,455
Parcel #
10-19-24-0700-000-06700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Valencia Terrace
County
Lake
MLS Area
34731 - Fruitland Park
Lot Size
12,096 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #O6340048
$324,900-3.0%
$164/sqft
-
Price change
Source: Stellar MLS #O6340048
$334,900-15.2%
$169/sqft
8/29/2025
Listed for sale
Source: Stellar MLS #O6340048
$395,000
$200/sqft

Neighborhood

3500 Sail Fish Ave
Fruitland Park, FL, 34731 · 34731 - Fruitland Park

Market insights

Offer Insights

Choose an offer strength

List price: $324,900
$320,000 – $324,900
98.2% – 100% of listTops out right at the list price
80% of listList price
29 of the last 57 home closings in 34731 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 406 after a $70,100 cut.

Sample: 57 closed home sales in 34731 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,978/mo
Principal & interest$1,694
Property taxes$121
Insurance$162
Down payment20% · $64,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$324,900

$164 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,976 sq ft

Time on market

406 days

Year built

1987

Monthly payment

About $1,978/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,455 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTOP FLORIDA HOMESListing agent: Jordan LoftonListing data from Stellar MLS, MLS# O6340048.

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