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Overview

3 bd2 ba1,298 sqftSingle Family
TypeSingle Family
HOANone listed
Built1948
Lot7,841 sqft
Living area1,298 sqft
Price / sqft$172

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomRange

638 NW 6th Ter is a 1948-built home in Snowdens Add, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,298 square feet of living space. Listed at $223,000 (about $172/sqft), 390 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Seller is offering $5,000 toward closing costs and prepaids with a qualified offer. Welcome to 638 NW 6th Terrace – a beautifully renovated home offering modern comfort and outdoor potential. This charming property features 3 spacious bedrooms, 2 updated bathrooms, and a stylish, upgraded kitchen ready for everyday living or entertaining. Step outside into your fully fenced backyard, complete with a cozy outdoor fireplace. Plus, there’s a designated space and setup offering the opportunity to finish an outdoor kitchen, allowing you to customize your own outdoor oasis. Located just minutes from downtown Ocala, this move-in-ready home is the perfect blend of convenience, style, and future potential. Back on market, no fault of seller.

The essentials

Built
1948
Price / sqft
$172
On market
390 days
Annual tax
$1,239
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 1948
0.36 acres
Lot size
1,298 sqft
Living area

Payment

Est. monthly payment
$1,378/mo
Down payment (20%)
$44,600
Property taxes
$103/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1948
Lot
7,841 sqft
Cooling
Wall/Window Unit(s)
Heating
Ductless
Parking
-
Days on Market
390
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Range
Flood Zone X
Annual Tax (2024)
$1,239
Parcel #
2859-001-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Snowdens Add
County
Marion
MLS Area
34475 - Ocala
Lot Size
7,841 sqft

Price history

Date
Event
Price
11/21/2025
Price change
Source: Stellar MLS #O6344564
$223,000-0.9%
$172/sqft
9/15/2025
Listed for sale
Source: Stellar MLS #O6344564
$225,000
$173/sqft

Neighborhood

638 NW 6th Ter
Ocala, FL, 34475 · 34475 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $223,000
$220,000 – $223,000
99.2% – 100% of listTops out right at the list price
80% of listList price
45 of the last 88 home closings in 34475 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 390 after a $2,000 cut.

Sample: 88 closed home sales in 34475 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,378/mo
Principal & interest$1,163
Property taxes$103
Insurance$112
Down payment20% · $44,600
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$223,000

$172 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,298 sq ft

Time on market

390 days

Year built

1948

Monthly payment

About $1,378/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,239 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCITARELLI REALTY GROUP LLCListing agent: Benjamin CraneListing data from Stellar MLS, MLS# O6344564.

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