903 N Harbor Terrace, photo 1
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Overview

3 bd2 ba1,300 sqftSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot8,026 sqft
Living area1,300 sqft
Price / sqft$230

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Golf Carts OKParkPlaygroundConvection OvenCooktopDishwasherIce Maker

903 N Harbor Terrace is a 1962-built home in Tavares Palm Dora Park, Tavares. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,300 square feet of living space. Listed at $299,000 (about $230/sqft), 338 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 903 North Harbor Terrace, a beautifully maintained block home located right by Lake Dora, with DEEDED Lake access apart of the stunning Harris Chain of Lakes. Enjoy spacious living in this cozy layout, perfect for families or those looking for a peaceful retreat. **Mother-in-Law Suite** This versatile suite boasts its own private entrance, making it ideal for guests, extended family, or even as a rental unit. *The home is equipped with all new updated appliances, ensuring comfort and convenience for everyday living. Don’t miss this incredible opportunity to own a piece of paradise! With multiple possibilities for rental income and endless opportunities for fun in the sun, this property is perfect for water enthusiasts and nature lovers alike. With deeded access to boat launch. Embrace the lifestyle and make this beautiful home your own!

The essentials

Built
1962
Price / sqft
$230
On market
338 days
Annual tax
$2,416
Flood zone
X · Low risk
Lot
8,026 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
Waterfront
Canal - Freshwater
8,026 sqft lot
Lot size
1,300 sqft
Living area

Payment

Est. monthly payment
$1,910/mo
Down payment (20%)
$59,800
Property taxes
$201/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
8,026 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Central, Heat Pump
Parking
Covered, Driveway
Waterfront
Canal - Freshwater, Lake Privileges
Days on Market
338
Ceiling Fans(s)
Golf Carts OK
Park
Playground
Convection Oven
Cooktop
Dishwasher
Ice Maker
Microwave
Refrigerator
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$2,416
Parcel #
32-19-26-0200-000-00D00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tavares Palm Dora Park
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
8,026 sqft
Cleared

Price history

Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #O6360677
$299,000-5.1%
$230/sqft
-
Price change
Source: Stellar MLS #O6360677
$315,000-16.0%
$242/sqft
11/12/2025
Listed for sale
Source: Stellar MLS #O6360677
$375,000
$288/sqft

Neighborhood

903 N Harbor Terrace
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$292,500 – $299,000
98% – 100% of listTops out right at the list price
80% of listList price
116 of the last 230 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 338 after a $76,000 cut.

Sample: 230 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,910/mo
Principal & interest$1,559
Property taxes$201
Insurance$150
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$230 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,300 sq ft

Time on market

338 days

Year built

1962

Monthly payment

About $1,910/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,416 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byWATSON REALTY CORPListing agent: Mark LoomisListing data from Stellar MLS, MLS# O6360677.

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