3349 Costello Cir, photo 1
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Overview

3 bd2 ba1,516 sqft2 car garageSingle Family
TypeSingle Family
HOA$203.15/yr
Built2023
Lot4,391 sqft
Living area1,516 sqft
Price / sqft$157
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanConvection OvenDishwasherDryerElectric Water HeaterExhaust FanMicrowaveRefrigerator

3349 Costello Cir is a 2023-built home in Villamar Ph 5, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,516 square feet of living space. Listed at $237,490 (about $157/sqft), 319 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $203.15 annually.

From the listing

BACK ON THE MARKET DUE TO BUYER'S FINANCING FALLING THROUGH. This property appraised at $263,000, well above asking price! You'll definitely want to check out this beautiful, like-new property! The zero entry resort style community pool and playground overlooks one of the many beautiful lakes in Winter Haven. Villamar is a wonderful community close to a top rated Elementary School. Enjoy the privacy of this lot, as it does not have rear neighbors, but instead overlooks a quaint pond and conservatory area! Make sure to schedule your showing today!

The essentials

Built
2023
Price / sqft
$157
On market
319 days
Annual tax
$6,563
HOA
$203.15/yr
Flood zone
X · Low risk
Lot
4,391 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Pond
2 car garage
4,391 sqft lot
Lot size
1,516 sqft
Living area

Payment

Est. monthly payment
$1,922/mo
Down payment (20%)
$47,498
Property taxes
$547/mo
HOA
$203.15/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,391 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Pond
Days on Market
319
Open Floorplan
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Elementary
Chain O Lakes Elem

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$6,563
Parcel #
26-29-23-690583-000490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph 5
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,391 sqft
HOA
$203.15/yr
Sharon Gastelbondo

Price history

Date
Event
Price
8/30/2026
Price change
Source: Stellar MLS #O6364268
$237,490-1.0%
$157/sqft
-
Price change
Source: Stellar MLS #O6364268
$239,990-14.3%
$158/sqft
12/1/2025
Listed for sale
Source: Stellar MLS #O6364268
$280,000
$185/sqft

Neighborhood

3349 Costello Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $237,490
$237,490
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 357 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 319 after a $42,510 cut.

Sample: 357 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,921/mo
Principal & interest$1,239
Property taxes$547
Insurance$119
HOA$17
Down payment20% · $47,498
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$237,490

$157 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,516 sq ft

Time on market

319 days

Year built

2023

Monthly payment

About $1,922/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,563 annual tax bill, insurance, and the $203.15/yr HOA fee.

HOA fee

$203.15/yr

Managed by Sharon Gastelbondo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVALOR REALTY SERVICES LLCListing agent: Marian BensonListing data from Stellar MLS, MLS# O6364268.

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