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Overview

4 bd3 ba1,933 sqft2 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built2024
Lot5,611 sqft
Living area1,933 sqft
Price / sqft$166
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanSplit BedroomThermostatWalk-in Closet(s)DishwasherDryerRange

231 Hayley St is a 2024-built home in Peace Crk Reserve, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,933 square feet of living space. Listed at $319,999 (about $166/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 annually.

From the listing

Welcome to this beautifully designed 4 bedroom, 2.5 bathroom two-story home, built in 2024, offering modern style, thoughtful upgrades, and easy maintenance living. Step inside to discover elegant tile flooring throughout the main level, creating a sleek and inviting atmosphere. The spacious kitchen features stunning quartz countertops, upgraded appliances, and beautiful gold accents that add a touch of sophistication to the heart of the home. Upstairs, you’ll find comfortable bedrooms with plush carpeting, including a spacious primary suite designed for relaxation. The open concept layout provides plenty of space for entertaining, everyday living, and making lasting memories. Step outside to enjoy the large paved backyard area, perfect for outdoor dining, entertaining, or creating your own private retreat. The backyard also features turf instead of traditional grass, providing a beautiful, low maintenance outdoor space without the hassle of regular mowing and upkeep. This move in ready home offers the perfect combination of comfort, style, and convenience.

The essentials

Built
2024
Price / sqft
$166
On market
23 days
Annual tax
$6,337
HOA
$125/yr
Flood zone
X · Low risk
Lot
5,611 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
5,611 sqft lot
Lot size
1,933 sqft
Living area

Payment

Est. monthly payment
$2,367/mo
Down payment (20%)
$64,000
Property taxes
$528/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
5,611 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
23
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,337
Parcel #
26-29-36-692300-003330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peace Crk Reserve
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,611 sqft
HOA
$125/yr
Access Management- Maria Raphael

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #O6443234
$319,999
$166/sqft

Neighborhood

231 Hayley St
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $319,999
$317,500 – $319,999
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 350 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 23.

Sample: 350 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,367/mo
Principal & interest$1,669
Property taxes$528
Insurance$160
HOA$10
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,999

$166 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,933 sq ft

Time on market

23 days

Year built

2024

Monthly payment

About $2,367/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,337 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by Access Management- Maria Raphael.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ASSUREDListing agent: Vilmari CaraballoListing data from Stellar MLS, MLS# O6443234.

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