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Overview

0 baLand
TypeLand
HOANone listed
Lot4,993 sqft

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About this home

Sumner Ave is a home in North Chuluota, Chuluota. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This property offers a highly desirable blend of prime location and freedom. Conveniently situated just outside Oviedo city limits, it provides easy access to all local amenities and highly-rated Seminole County Schools while maintaining enough separation to give privacy. The location is excellent for commuters, with quick access to UCF, HWY 50, and extensive nearby shopping options. With no HOA, you have the rare opportunity to design and build your own custom dream home exactly as you envision it. The parcel remains naturally wooded, allowing you to choose the perfect buffer thickness for your future home.

The essentials

On market
310 days
Annual tax
$117
Flood zone
X · Low risk
Lot
4,993 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$296/mo
Down payment (20%)
$10,000
Property taxes
$10/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,993 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
310
Elementary
Walker Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2024)
$117
Parcel #
21-21-32-5CF-0I00-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
North Chuluota
County
Seminole
MLS Area
32766 - Oviedo/Chuluota
Lot Size
4,993 sqft

Price history

Date
Event
Price
12/5/2025
Listed for sale
Source: Stellar MLS #O6365350
$50,000

Neighborhood

Sumner Ave
Chuluota, FL, 32766 · 32766 - Oviedo/Chuluota

Calculator

Est. monthly payment
$296/mo
Principal & interest$261
Property taxes$10
Insurance$25
Down payment20% · $10,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$50,000

Time on market

310 days

Monthly payment

About $296/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $117 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byEXP REALTY LLCListing agent: Daniel TestonListing data from Stellar MLS, MLS# O6365350.

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