3610 Arbordale Loop, photo 1
Active
1 / 52

Overview

4 bd3 ba3,297 sqft3 car garageSingle Family
TypeSingle Family
HOA$424/qtr
Built2023
Lot6,000 sqft
Living area3,297 sqft
Price / sqft$215
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesKitchen/Family Room ComboOpen FloorplanWindow TreatmentsRain GuttersShade Shutter(s)SidewalkClubhouse

3610 Arbordale Loop is a 2023-built home in Riverside Oaks Ph 2, Sanford. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,297 square feet of living space. Listed at $709,000 (about $215/sqft), 311 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $424 quarterly.

From the listing

Welcome to 3610 Arbordale Loop, a beautifully upgraded Ferncroft model by Toll Brothers, offering refined living in one of Sanford’s most desirable communities. This elegant home features a full-house water filtration system with reverse osmosis, custom shutters throughout, an enclosed flex room with French doors, floor-to-ceiling built-ins, and motorized screens that seamlessly transform the lanai into a private indoor/outdoor retreat. The garage is enhanced with epoxy flooring and heavy-duty overhead racks, and the front entry and lanai pavers have been professionally sealed. For modern living, the property includes wired Ethernet ports in every room, plus loft, living room, and flex room. Previously connected to AT&T Fiber and Spectrum 1-Gig, reactivation is simple with no additional hardwiring needed. An upgraded ADT system with water-flood sensors provides added security and peace of mind. Situated just a short drive from Historic Downtown Sanford, residents enjoy easy access to charming cafés, craft breweries, restaurants, waterfront dining, boutiques, markets, and year-round events. This home offers the perfect blend of luxury, comfort, and convenience in a vibrant, thriving location.

The essentials

Built
2023
Price / sqft
$215
On market
311 days
Annual tax
$7,221
HOA
$424/qtr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Pond
Community pool
Shared amenity
3 car garage
6,000 sqft lot
Lot size

Payment

Est. monthly payment
$4,795/mo
Down payment (20%)
$141,800
Property taxes
$602/mo
HOA
$424/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
311
Built-in Features
Kitchen/Family Room Combo
Open Floorplan
Window Treatments
Rain Gutters
Shade Shutter(s)
Sidewalk
Clubhouse
Gated Community - No Guard
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Purifier
Elementary
Midway Elementary
Middle
Millennium Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$7,221
Parcel #
28-19-31-502-0000-0800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverside Oaks Ph 2
County
Seminole
MLS Area
32771 - Sanford/Lake Forest
Lot Size
6,000 sqft
HOA
$424/qtr
Geeta Chowbay

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6365869
$709,000-1.4%
$215/sqft
-
Price change
Source: Stellar MLS #O6365869
$719,000-10.0%
$218/sqft
12/8/2025
Listed for sale
Source: Stellar MLS #O6365869
$799,000
$242/sqft

Neighborhood

3610 Arbordale Loop
Sanford, FL, 32771 · 32771 - Sanford/Lake Forest

Market insights

Offer Insights

Choose an offer strength

List price: $709,000
$705,000 – $709,000
99.5% – 100% of listTops out right at the list price
80% of listList price
161 of the last 290 home closings in 32771 landed at this number or higher (56%). The median one sat 37 days before it went under contract, and this one is on day 311 after a $90,000 cut.

Sample: 290 closed home sales in 32771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,795/mo
Principal & interest$3,698
Property taxes$602
Insurance$355
HOA$141
Down payment20% · $141,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$709,000

$215 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,297 sq ft

Time on market

311 days

Year built

2023

Monthly payment

About $4,795/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,221 annual tax bill, insurance, and the $424/qtr HOA fee.

HOA fee

$424/qtr

Managed by Geeta Chowbay.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNOVA REAL ESTATE SERVICES INCListing agent: Rafael Zenke PinhaoListing data from Stellar MLS, MLS# O6365869.

Keep exploring Florida

Pick up where you left off, or see what else is out there.