4592 SW Gardenia CT, photo 1
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Overview

3 bd2 ba1,565 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot43,124 sqft
Living area1,565 sqft
Price / sqft$192
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsThermostatRain GuttersSliding Doors

4592 SW Gardenia CT is a 2004-built home in Rainbow Lakes Estate, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,565 square feet of living space. Listed at $300,000 (about $192/sqft), 183 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 4592 SW Gardenia Ct, a charming home nestled in the quiet and scenic community of Dunnellon. This property offers a comfortable and relaxed lifestyle with easy access to nearby shops, restaurants, and local conveniences. Outdoor enthusiasts will appreciate the close proximity to parks, walking trails, and natural areas, perfect for morning strolls or weekend adventures. Upgrades, Florida Enclosed Lani “Florida Room” installed 2005, Newer Roof Installed 2023, Newer Gutters Installed 2023, New Sky Light Installed 2023, New Windows Installed May 2025, Newer A/C 2023, Newer applicances Stove, Refrigerator June 2025, Above Ground Pool 2023 with New Liner Sept 2025. Dunnellon is a growing community with exciting future plans, including expanded dining and retail options, as well as improvements to local recreational spaces, making it an ideal area for both families and investors. This home provides a wonderful opportunity to enjoy peaceful living while staying connected to everything this welcoming area has to offer.

The essentials

Built
2004
Price / sqft
$192
On market
303 days
Annual tax
$3,870
Flood zone
X · Low risk
Lot
43,124 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Above Ground
2 car garage
Driveway
0.99 acres
Lot size
1,565 sqft
Living area

Payment

Est. monthly payment
$2,038/mo
Down payment (20%)
$60,000
Property taxes
$323/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
43,124 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Pool
Above Ground, Vinyl
Days on Market
303
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Thermostat
Rain Gutters
Sliding Doors
Dishwasher
Microwave
Range
Refrigerator
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,870
Parcel #
1802-006-017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Lakes Estate
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
43,124 sqft
Corner LotLandscapedPaved

Price history

Date
Event
Price
4/14/2026
Price change
Source: Stellar MLS #O6365958
$300,000-7.7%
$192/sqft
12/10/2025
Listed for sale
Source: Stellar MLS #O6365958
$325,000
$208/sqft

Neighborhood

4592 SW Gardenia CT
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $300,000
$292,500 – $300,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 250 home closings in 34431 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 303 after a $25,000 cut.

Sample: 250 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,037/mo
Principal & interest$1,565
Property taxes$323
Insurance$150
Down payment20% · $60,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$300,000

$192 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,565 sq ft

Time on market

303 days

Year built

2004

Monthly payment

About $2,038/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,870 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE IIIListing agent: Ernie Plaza, SrListing data from Stellar MLS, MLS# O6365958.

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