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Overview

5 bd4 ba2,828 sqft2 car garageSingle Family
TypeSingle Family
HOA$90/mo
Built2025
Lot5,500 sqft
Living area2,828 sqft
Price / sqft$163
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

SidewalkIrrigation-reclaimed WaterPlaygroundPoolConvection OvenDishwasherDisposalDryer

4525 Sidesaddle Trl is a 2025-built home in The Meadow At Crossprairie, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,828 square feet of living space. Listed at $461,925 (about $163/sqft), 303 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.

From the listing

Brand new, energy-efficient home available NOW! This open-concept floorplan creates a unified living space with a large great room that overlooks the kitchen and patio. The upstairs loft offers additional flex space to be used the way you want to. The Meadow at Crossprairie is a community of new single-family homes for sale in St. Cloud, FL. This offers easy access to the Turnpike, major employment centers, & great schools. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2025
Price / sqft
$163
On market
303 days
Annual tax
$0
HOA
$90/mo
Flood zone
X · Low risk
Lot
5,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Driveway
5,500 sqft lot
Lot size
2,828 sqft
Living area

Payment

Est. monthly payment
$3,327/mo
Down payment (20%)
$92,385
Property taxes
$0/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,500 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
303
Sidewalk
Irrigation-reclaimed Water
Playground
Pool
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
21-26-30-3643-0001-8480

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Meadow At Crossprairie
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
5,500 sqft
HOA
$90/mo
Home River

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6366117
$461,925-2.1%
$163/sqft
-
Price change
Source: Stellar MLS #O6366117
$471,925-4.4%
$167/sqft
12/15/2025
Listed for sale
Source: Stellar MLS #O6366117
$493,695
$175/sqft

Neighborhood

4525 Sidesaddle Trl
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $461,925
$460,000 – $461,925
99.5% – 100% of listTops out right at the list price
80% of listList price
236 of the last 381 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 303 after a $31,770 cut.

Sample: 381 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,327/mo
Principal & interest$2,409
Property taxes$597
Insurance$231
HOA$90
Down payment20% · $92,385
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$461,925

$163 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,828 sq ft

Time on market

303 days

Year built

2025

Monthly payment

About $3,327/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $90/mo HOA fee.

HOA fee

$90/mo

Managed by Home River.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# O6366117.

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