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Overview

5 bd4 ba3,631 sqft3 car garageSingle Family
TypeSingle Family
HOA$165/mo
Built2026
Lot7,405 sqft
Living area3,631 sqft
Price / sqft$169
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SPRINGHEAD LAKES 60S
Type
Single Family Residence

True monthly carry

HOA
~$165/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

IN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)SidewalkDeed Restrictions

5504 Nina Way is a 2026-built home in Springhead Lakes 60s, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,631 square feet of living space. Listed at $613,490 (about $169/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

Under Construction. Welcome to the upscale two-story Symphony! There is a first-floor owner’s suite that offers a comfortable retreat with a full bathroom and walk-in closet. Near the front of the home off the foyer are a secondary bedroom and a flex space, ideal as an office or studio. An open-concept floorplan with easy access to a covered patio encourages simple indoor-outdoor living and entertaining. Three additional secondary bedrooms can be found on the second floor near a shared living space in the loft. Every home comes with Lennar’s Everything’s Included® promise, which includes all appliances as well as quartz countertops, blinds, and more in the price of your home. Springhead Lakes in Bridgewalk is one of the most anticipated new communities. At Bridgewalk, families can take advantage of the glorious resort-style swimming pool, extravagant clubhouse, with a state-of-the-art fitness center, playground, basketball & volleyball courts along with close proximity to Lake Ajay! What are you waiting for? Call and make an appt today.

The essentials

Built
2026
Price / sqft
$169
On market
7 days
Annual tax
$1,765
HOA
$165/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
3 car garage
Driveway
7,405 sqft lot
Lot size
3,631 sqft
Living area

Payment

Est. monthly payment
$3,819/mo
Down payment (20%)
$122,698
Property taxes
$147/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
7
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Dog Park
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
Gateway High School (9 12)

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$1,765
Parcel #
04-25-31-5287-0001-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Springhead Lakes 60s
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,405 sqft
PavedPrivate
HOA
$165/mo
Artemis Lifestyles / Andrea Dao

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #O6447435
$613,490
$169/sqft

Neighborhood

5504 Nina Way
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $613,490
$610,000 – $613,490
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 7.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,818/mo
Principal & interest$3,200
Property taxes$147
Insurance$307
HOA$165
Down payment20% · $122,698
Interest rate6.80%
Loan term

Not sure what you can afford?

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$613,490

$169 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,631 sq ft

Time on market

7 days

Year built

2026

Monthly payment

About $3,819/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,765 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Artemis Lifestyles / Andrea Dao.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLENNAR REALTYListing agent: Ben GoldsteinListing data from Stellar MLS, MLS# O6447435.

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