9642 Bear Lake Rd, photo 1
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Overview

4 bd4 ba3,967 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2002
Lot40,510 sqft
Living area3,967 sqft
Price / sqft$277
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsSolid Surface CountersWalk-in Closet(s)BalconyLightingOutdoor KitchenDishwasher

9642 Bear Lake Rd is a 2002-built home in J L Hills Little Bear Lake Sub, Apopka. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,967 square feet of living space. Listed at $1,100,000 (about $277/sqft), 286 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

BEST LAKEFRONT VALUE in the area!! The resort-style, waterfront homeownership dream you keep having might actually come true! Roughly an ACRE of lush, tropical grounds, this extraordinary LAKEFRONT HOME is designed to transport you to a relaxed mind-set. A PRIVATE SANDY BEACH frames the water’s edge, while swaying palms and curated landscaping create a Zen atmosphere reminiscent of an island escape—yet you’re just minutes from the heart of downtown Orlando, the medical district, vibrant shopping & dining and to Orlandos' world-famous attractions! The showstopping INFINITY-EDGE POOL appears to melt seamlessly into the lake beyond, creating a breathtaking visual experience from the covered lanai—your front-row seat to golden hour, nightly. Whether hosting sunset soirées, enjoying quiet mornings with coffee in hand, or unwinding with evening cocktails as the sky transforms, every moment here feels intentional… and indulgent. Inside, the home is equally refined, with meticulous care and thoughtful upgrades throughout, offering both comfort and peace of mind. From major system updates to the most minute detail, every design choice has been considered to support effortless living. This home is "dressed to impress" and no finish went unnoticed. The fresh open space downstairs, with soaring ceilings, will be the perfect backdrop for all of your entertaining and family gatherings. NO DOUBT, everyone is going to want to visit & gather in this sumptuous setting! The Kitchen comes equipped with every bell & whistle, including a top-of-the-line appliance package, a prep Island and an elongated breakfast bar of cool marble, overlooking the sitting area/lounge with views of the backyard oasis. The upstairs Primary Suite has a rear balcony overlooking your tropical escape, spectacular pool and the shimmering lake beyond. The primary bath is going to blow you away, with gleaming white tile flooring, massive walk-in closet with custom built-ins, a separate soaking tub beneath an over-sized picture window, double vanities and a separate water closet. Just outside the primary Suite is a compact office and a large open loft area. Down the hall you'll find two additional bedrooms & a Jack 'n Jill bathroom. There is even a bonus Suite downstairs with a full bathroom which could double as a downstairs M-I-L Suite, playroom, home-school space or Media Room...the possibilities are endless! Perfectly positioned in Seminole County and zoned for highly sought-after Lake Brantley schools, this one-of-a-kind property offers the rare combination of resort-style serenity and everyday convenience—with I-4 just minutes away! This isn’t just a home.... it’s a lifestyle, where the soundtrack is softer, the sunsets are richer, and the pace of life slows to something truly special. Your Luxury, waterfront dream home awaits, so..."if you like Pina Coladas, write to me & ESCAPE"...

The essentials

Built
2002
Price / sqft
$277
On market
286 days
Annual tax
$5,558
Flood zone
X · Low risk
Lot
40,510 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Waterfront
Lake Front
Private pool
Heated
2 car garage
Boat
0.93 acres
Lot size

Payment

Est. monthly payment
$6,750/mo
Down payment (20%)
$220,000
Property taxes
$463/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
40,510 sqft
Cooling
Central Air
Heating
Central
Parking
Boat
Pool
Heated, In Ground, Infinity, Tile
Waterfront
Lake Front
Days on Market
286
Ceiling Fans(s)
High Ceilings
Solid Surface Counters
Walk-in Closet(s)
Balcony
Lighting
Outdoor Kitchen
Dishwasher
Microwave
Range
Refrigerator
Elementary
Bear Lake Elementary
Middle
Teague Middle
High
Lake Brantley High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,558
Parcel #
19-21-29-509-0000-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
J L Hills Little Bear Lake Sub
County
Seminole
MLS Area
32703 - Apopka
Lot Size
40,510 sqft
LandscapedLevelOversized Lot

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #O6370986
$1,100,000-4.3%
$277/sqft
-
Price change
Source: Stellar MLS #O6370986
$1,150,000-3.8%
$290/sqft
12/28/2025
Listed for sale
Source: Stellar MLS #O6370986
$1,195,000
$301/sqft

Neighborhood

9642 Bear Lake Rd
Apopka, FL, 32703 · 32703 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $1,100,000
$1.09M – $1.10M
99.5% – 100% of listTops out right at the list price
80% of listList price
172 of the last 277 home closings in 32703 landed at this number or higher (62%). The median one sat 27 days before it went under contract, and this one is on day 286 after a $95,000 cut.

Sample: 277 closed home sales in 32703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,750/mo
Principal & interest$5,737
Property taxes$463
Insurance$550
Down payment20% · $220,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,100,000

$277 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,967 sq ft

Time on market

286 days

Year built

2002

Monthly payment

About $6,750/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,558 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS HERITAGE REALTYListing agent: Kristin MazzaListing data from Stellar MLS, MLS# O6370986.

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