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Overview

7 bd5 ba3,282 sqft2 car garageSingle Family
TypeSingle Family
HOA$691/mo
Built2023
Lot4,935 sqft
Living area3,282 sqft
Price / sqft$197
Garage2 car

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About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsSidewalkClubhouseDeed Restrictions

4045 Lana Ave is a 2023-built home in Windsor Island Residence Ph 3, Davenport. Inside you'll find 7 bedrooms, 5 bathrooms, and 3,282 square feet of living space. Listed at $648,000 (about $197/sqft), 271 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $691 monthly.

From the listing

PRICED TO SELL! Welcome to this beautifully maintained 7-bedroom, 5.5-bathroom home located in the highly sought-after Windsor Island Resort, where short-term rentals are permitted. Overlooking a tranquil open view, this fully furnished, turnkey property offers exceptional income potential as both a luxury vacation retreat and a high-performing investment. The open-concept living area features elegant tile flooring and sliding glass doors that lead to your private pool and spa—perfect for enjoying Florida’s sunshine year-round. The chef’s kitchen is equipped with stainless steel appliances, granite countertops, and abundant cabinetry, ideal for entertaining large groups. Each bedroom is professionally themed, creating a fun and memorable experience for guests. The home offers two master suites—one on each level—providing comfort and privacy for families and groups. Upstairs, the spacious loft is designed as a game room, adding an additional entertainment space. Windsor Island Resort offers world-class amenities including an 8,000-square-foot clubhouse with concierge services, fitness center, arcade, sundry shop, and on-site restaurant and bar. Outdoor amenities feature a heated zero-entry pool, lazy river, dual waterslides, splash pad, mini golf, fire pit with Disney fireworks views, and private cabanas. Ideally located with quick access to I-4, Orlando, Tampa, MCO Airport, and Florida’s famous beaches. Zoned for short-term rental and completely turnkey, this is an investor-ready opportunity with strong performance history.

The essentials

Built
2023
Price / sqft
$197
On market
271 days
Annual tax
$9,891
HOA
$691/mo
Flood zone
X · Low risk
Lot
4,935 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Private pool
Heated
2 car garage
4,935 sqft lot
Lot size
3,282 sqft
Living area

Payment

Est. monthly payment
$5,219/mo
Down payment (20%)
$129,600
Property taxes
$824/mo
HOA
$691/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,935 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Heated, In Ground
Days on Market
271
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Sidewalk
Clubhouse
Deed Restrictions
Gated Community - Guard
Playground
Pool
Restaurant
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$9,891
Parcel #
26-25-13-998016-006420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windsor Island Residence Ph 3
County
Polk
MLS Area
33897 - Davenport
Lot Size
4,935 sqft
HOA
$691/mo
Castle Management

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #O6373685
$648,000-4.4%
$197/sqft
-
Price change
Source: Stellar MLS #O6373685
$678,000-1.0%
$207/sqft
1/14/2026
Listed for sale
Source: Stellar MLS #O6373685
$685,000
$209/sqft

Neighborhood

4045 Lana Ave
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $648,000
$645,000 – $648,000
99.5% – 100% of listTops out right at the list price
80% of listList price
128 of the last 250 home closings in 33897 landed at this number or higher (51%). The median one sat 53 days before it went under contract, and this one is on day 271 after a $37,000 cut.

Sample: 250 closed home sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,219/mo
Principal & interest$3,380
Property taxes$824
Insurance$324
HOA$691
Down payment20% · $129,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$648,000

$197 per sq ft

Beds and baths

7 beds, 5 baths

Size

3,282 sq ft

Time on market

271 days

Year built

2023

Monthly payment

About $5,219/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,891 annual tax bill, insurance, and the $691/mo HOA fee.

HOA fee

$691/mo

Managed by Castle Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byRATIO REAL ESTATE, LLCListing agent: Veronica LiListing data from Stellar MLS, MLS# O6373685.

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