324 Summerville Ln, photo 1
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Overview

0 baLand
TypeLand
HOA$300/yr
Lot206,910 sqft

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About this home

324 Summerville Ln is a home in Seminole Estates, Sanford. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 annually.

From the listing

Discover 4.75 acres of A-1 zoned, high and dry vacant land tucked away in the highly desirable Seminole Estates—an equestrian community known for luxury custom homes on expansive parcels. Enjoy the perfect balance of country living with city convenience, all just minutes from A-Rated Seminole County Schools, major roadways, shopping, dining, and vibrant downtown Sanford. This cleared and build-ready property is fully fenced, privately gated, and backs up to the Black Bear Wilderness Preserve, offering exceptional privacy with no rear neighbors and stunning sunset views. Horses and livestock are welcome, and the A-1 zoning allows for agricultural uses, a private farmstead, ADUs, and more—bringing endless possibilities to life. The property features a deep well with brand-new 2025 technology and a 1,290 sq ft pre-engineered metal building with a reinforced concrete foundation, two large roll-up doors, R-value insulation, and a versatile clear-span interior—ideal for a workshop, RV/boat storage, livestock shelter, or even a future guest suite. Utilities include FPL electric, well water, cable available, and newly added AT&T Fiber. Whether you’re dreaming of a custom estate, equestrian retreat, or private homestead, this rare Seminole Estates parcel offers space, privacy, and unlimited potential. Bring your vision and make it yours!

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The essentials

On market
264 days
Annual tax
$4,016
HOA
$300/yr
Flood zone
X · Low risk
Lot
206,910 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$5,218/mo
Down payment (20%)
$170,000
Property taxes
$335/mo
HOA
$300/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
206,910 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
264
Elementary
Wilson Elementary School
Middle
Markham Woods Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$4,016
Parcel #
23-19-29-3AB-003V-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seminole Estates
County
Seminole
MLS Area
32771 - Sanford/Lake Forest
Lot Size
206,910 sqft
BuildableOversized LotPastureRoom For PoolZoned for Horses
HOA
$300/yr
Seminole Estates

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #O6373816
$850,000-8.1%
1/20/2026
Listed for sale
Source: Stellar MLS #O6373816
$925,000

Neighborhood

324 Summerville Ln
Sanford, FL, 32771 · 32771 - Sanford/Lake Forest

Calculator

Est. monthly payment
$5,218/mo
Principal & interest$4,433
Property taxes$335
Insurance$425
HOA$25
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

Time on market

264 days

Monthly payment

About $5,218/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,016 annual tax bill, insurance, and the $300/yr HOA fee.

HOA fee

$300/yr

Managed by Seminole Estates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byRE/MAX TOWN & COUNTRY REALTYListing agent: Dominick FlorioListing data from Stellar MLS, MLS# O6373816.

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