490 Water Rd, photo 1
Active
1 / 12

Overview

3 bd3 ba2,255 sqftSingle Family
TypeSingle Family
HOANone listed
Built1975
Lot10,454 sqft
Living area2,255 sqft
Price / sqft$155

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboDishwasherRangeRefrigerator

490 Water Rd is a 1975-built home in Silver Spgs Shores Un 47, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,255 square feet of living space. Listed at $349,900 (about $155/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

One or more photo(s) has been virtually staged. Imagine finishing a client, locking the door to your private, on-site hair studio, and walking straight to your own screen-enclosed pool. No commute. No overhead rent. No wasted time. This 3-bedroom, 2-bath home plus a full pool bath offers a rare setup that almost never comes available. A fully built-out hair studio on the property creates immediate flexibility. Perfect for a stylist, beauty professional, or entrepreneur who wants to own their space and control their schedule. Outside, the lifestyle continues. A sparkling pool with cage and dedicated pool bath make entertaining effortless. A wooden gazebo adds charm and usable outdoor living space. The four-car carport easily accommodates guests, clients, or work vehicles. This is not just a home. It is a lifestyle upgrade, a business solution, and an opportunity rolled into one. Properties like this do not sit.

The essentials

Built
1975
Price / sqft
$155
On market
265 days
Annual tax
$2,947
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 1975
Private pool
In Ground
10,454 sqft lot
Lot size
2,255 sqft
Living area

Payment

Est. monthly payment
$2,246/mo
Down payment (20%)
$69,980
Property taxes
$246/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1975
Lot
10,454 sqft
Cooling
Central Air
Heating
Other
Parking
-
Pool
In Ground, Outside Bath Access, Screen Enclosure
Days on Market
265
Living Room/Dining Room Combo
Dishwasher
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,947
Parcel #
9047-1524-03

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 47
County
Marion
MLS Area
34472 - Ocala
Lot Size
10,454 sqft

Price history

Date
Event
Price
1/18/2026
Listed for sale
Source: Stellar MLS #O6375043
$349,900
$155/sqft

Neighborhood

490 Water Rd
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $349,900
$347,500 – $349,900
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 354 home closings in 34472 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 265.

Sample: 354 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,245/mo
Principal & interest$1,825
Property taxes$246
Insurance$175
Down payment20% · $69,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,900

$155 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,255 sq ft

Time on market

265 days

Year built

1975

Monthly payment

About $2,246/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,947 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAGNOLIA & MAIN REALTY ADVISORS LLCListing agent: Alissa WilliamsListing data from Stellar MLS, MLS# O6375043.

Keep exploring Florida

Pick up where you left off, or see what else is out there.