2045 Suwannee Banks St, photo 1
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Overview

4 bd3 ba2,382 sqft2 car garageSingle Family
TypeSingle Family
HOA$130/mo
Built2022
Lot6,564 sqft
Living area2,382 sqft
Price / sqft$256
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

2045 Suwannee Banks St is a 2022-built home in Waterbrooke Ph 2, Clermont. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,382 square feet of living space. Listed at $609,000 (about $256/sqft), 256 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $130 monthly.

From the listing

A rare opportunity to own a highly upgraded home without the cost or wait of new construction. This beautifully upgraded 4-bedroom, 3-bath home offers a true move-in ready experience with extensive owner improvements throughout. Located on a larger-than-average lot in the sought-after Waterbrooke community, this home stands out for its quality finishes and thoughtful upgrades. Highlights include new flooring throughout, professional interior painting with custom wallpaper, upgraded lighting, elegant chandeliers, a decorative living room panel, and a cozy fireplace. The kitchen features an upgraded cabinet color, larger-than-standard sink, premium dishwasher, pantry door, and a whole-house reverse osmosis water system, plus an additional built-in dual filtration system at the kitchen sink (approx. $6,000 value). All bathrooms were upgraded with walk-in glass showers (no tubs), and the home also offers upgraded stair railings, whole-house gutters, electronic smart lock. Furniture is negotiable. Enjoy resort-style community amenities, excellent schools, and convenient access to major roads, shopping, and dining.

The essentials

Built
2022
Price / sqft
$256
On market
256 days
Annual tax
$7,650
HOA
$130/mo
Flood zone
X · Low risk
Lot
6,564 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
2 car garage
Driveway
6,564 sqft lot
Lot size
2,382 sqft
Living area

Payment

Est. monthly payment
$4,248/mo
Down payment (20%)
$121,800
Property taxes
$638/mo
HOA
$130/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,564 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
256
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Garden
Sidewalk
Clubhouse
Dog Park
Fitness Center
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Lost Lake Elem
Middle
Windy Hill Middle
High
East Ridge High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,650
Parcel #
27-22-26-0202-000-27500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterbrooke Ph 2
County
Lake
MLS Area
34711 - Clermont
Lot Size
6,564 sqft
HOA
$130/mo
Leland Management/Tamara Nunez

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #O6376347
$609,000-4.5%
$256/sqft
-
Price change
Source: Stellar MLS #O6376347
$638,000-1.1%
$268/sqft
1/27/2026
Listed for sale
Source: Stellar MLS #O6376347
$645,000
$271/sqft

Neighborhood

2045 Suwannee Banks St
Clermont, FL, 34711 · 34711 - Clermont

Market insights

Offer Insights

Choose an offer strength

List price: $609,000
$605,000 – $609,000
99% – 100% of listTops out right at the list price
80% of listList price
205 of the last 407 home closings in 34711 landed at this number or higher (50%). The median one sat 29 days before it went under contract, and this one is on day 256 after a $36,000 cut.

Sample: 407 closed home sales in 34711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,248/mo
Principal & interest$3,176
Property taxes$638
Insurance$305
HOA$130
Down payment20% · $121,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$609,000

$256 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,382 sq ft

Time on market

256 days

Year built

2022

Monthly payment

About $4,248/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,650 annual tax bill, insurance, and the $130/mo HOA fee.

HOA fee

$130/mo

Managed by Leland Management/Tamara Nunez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byWRA BUSINESS & REAL ESTATEListing agent: Poliana De SouzaListing data from Stellar MLS, MLS# O6376347.

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