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About this home
2045 Suwannee Banks St is a 2022-built home in Waterbrooke Ph 2, Clermont. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,382 square feet of living space. Listed at $609,000 (about $256/sqft), 256 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $130 monthly.
A rare opportunity to own a highly upgraded home without the cost or wait of new construction. This beautifully upgraded 4-bedroom, 3-bath home offers a true move-in ready experience with extensive owner improvements throughout. Located on a larger-than-average lot in the sought-after Waterbrooke community, this home stands out for its quality finishes and thoughtful upgrades. Highlights include new flooring throughout, professional interior painting with custom wallpaper, upgraded lighting, elegant chandeliers, a decorative living room panel, and a cozy fireplace. The kitchen features an upgraded cabinet color, larger-than-standard sink, premium dishwasher, pantry door, and a whole-house reverse osmosis water system, plus an additional built-in dual filtration system at the kitchen sink (approx. $6,000 value). All bathrooms were upgraded with walk-in glass showers (no tubs), and the home also offers upgraded stair railings, whole-house gutters, electronic smart lock. Furniture is negotiable. Enjoy resort-style community amenities, excellent schools, and convenient access to major roads, shopping, and dining.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 407 closed home sales in 34711 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$609,000
$256 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,382 sq ft
Time on market
256 days
Year built
2022
Monthly payment
About $4,248/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,650 annual tax bill, insurance, and the $130/mo HOA fee.
HOA fee
$130/mo
Managed by Leland Management/Tamara Nunez.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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