1020 Ruth Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot12,500 sqft

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About this home

1020 Ruth Dr is a home in Edgewater Acres, Edgewater. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Available ready-to-build lot measuring 100x125 (12,500 sq ft / approx. 0.29 acres) with direct access to electricity and city utilities, not a flood zone. Strategically located just 15 minutes from Flagler Avenue and New Smyrna Beach, and only 5 minutes from George R. Kennedy Memorial Park with public boat ramp access. Excellent opportunity to build a primary residence or an income-producing investment property.

The essentials

On market
242 days
Annual tax
$396
Flood zone
X · Low risk
Lot
12,500 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$662/mo
Down payment (20%)
$22,000
Property taxes
$33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
12,500 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
242
Flood Zone x
Annual Tax (2025)
$396
Parcel #
743206002190

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Edgewater Acres
County
Volusia
MLS Area
32132 - Edgewater
Lot Size
12,500 sqft
BuildableLandscaped

Price history

Date
Event
Price
5/14/2026
Price change
Source: Stellar MLS #O6381319
$110,000-4.3%
-
Price change
Source: Stellar MLS #O6381319
$115,000+4.5%
2/10/2026
Listed for sale
Source: Stellar MLS #O6381319
$110,000

Neighborhood

1020 Ruth Dr
Edgewater, FL, 32132 · 32132 - Edgewater

Calculator

Est. monthly payment
$662/mo
Principal & interest$574
Property taxes$33
Insurance$55
Down payment20% · $22,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$110,000

Time on market

242 days

Monthly payment

About $662/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $396 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byJF STAR REALTYListing agent: Mileidys PoloListing data from Stellar MLS, MLS# O6381319.

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