Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WATERSTONE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$117/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
7677 Gemstone St is a 2026-built home in Waterstone, Groveland. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,853 square feet of living space. Listed at $399,051 (about $215/sqft), 243 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $117 monthly.
This model home purchase includes our Model Leaseback Program. Model leaseback terms vary by model home. Please see a Community Sales Manager for additional details. Restrictions may apply. What's Special: Model Leaseback | Model Home | Deep Backyard. Model Home Leaseback - Available Now! Welcome to the Maple at 7677 Gemstone Street in Waterstone. This Model Home opens with a bright foyer and a nearby half bath before flowing into a great room that connects with the kitchen and dining. The kitchen shines with quartz countertops, creating the perfect spot for cooking. Step outside to a peaceful patio made for unwinding. Upstairs, the primary suite offers a retreat with its own bath and a walk-in closet, while two additional bedrooms share a full bath placed near the laundry room. Spanning more than four hundred acres, Waterstone blends naturally into Groveland’s rolling landscape with lakes, gentle hills, and peaceful surroundings just minutes from Clermont. This lovely community offers easy access to the Western Beltway, Florida’s Turnpike, and State Roads fifty and nineteen. At home, you will enjoy planned amenities including a pool, cabana, dog park, Nature Play Space, and several National Wildlife Federation Monarch Butterfly Gardens. Waterstone brings nature, connection, and everyday convenience together in a place that feels peaceful, inspiring, and wonderfully connected. Additional Highlights Include a GE refrigerator, washer and dryer, whole house blinds. MLS#O6381741
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 287 closed home sales in 34736 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,051
$215 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,853 sq ft
Time on market
243 days
Year built
2026
Monthly payment
About $2,913/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $117/mo HOA fee.
HOA fee
$117/mo
Managed by Castle Management – Madison Clark.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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