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About this home
3104 Cardiff St is a home in Hrbr Heights, Punta Gorda. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Prime commercial vacant lot located in the growing Deep Creek area of Punta Gorda. Excellent access to I-75 and US-41, with nearby residential communities and established businesses. Ideal for office, retail, medical, or professional use (buyer to verify zoning and permitted uses with Charlotte County). Great opportunity for investors or owner-users in a high-demand Southwest Florida market. Owner finance available.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$95,000
Time on market
237 days
Monthly payment
About $661/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,423 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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