

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PORT CHARLOTTE SEC 048
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1097 Cornelius Blvd is a 2026-built home in Port Charlotte Sec 048, Port Charlotte. Inside you'll find 4 bedrooms, 4 bathrooms, and 1,744 square feet of living space. Listed at $489,000 (about $280/sqft), 176 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Under Construction. ""SELLER OFFERING $10K CREDIT — DON’T MISS THIS OPPORTUNITY!"" Flood Zone X | 4BR/3.5BA | City Water | $489,000 Exceptional new construction residence located on Cornelius Boulevard in Flood Zone X — a rare advantage in Port Charlotte — offering city water and a highly desirable 4-bedroom, 3.5-bath configuration. Designed with a true open-concept layout, the kitchen, dining, and living areas integrate seamlessly, creating a bright and functional central living space that extends directly to a spacious covered lanai with a fully equipped summer kitchen — ideal for Florida indoor-outdoor living. Property Highlights: 4 Bedrooms, 3 Bathrooms and 1 Additional Half/Powder Bath), Flood Zone X, City Water, True open-concept floor plan, Expansive covered lanai, Fully equipped summer kitchen, Level 3 smooth drywall finish (no textured walls), Upgraded insulation for improved energy efficiency, Modern kitchen cabinetry with contemporary hardware, kitchen water fall island, Kitchen appliance package included, Primary suite featuring freestanding soaking tub, Matte black fixtures and modern lighting throughout,. This layout provides added flexibility and privacy rarely found under $500K in this market. Buyer incentives available: Seller contribution toward closing costs OR 2/1 interest rate buydown option/ FHA financing available (3.5 percentage down) | A rare combination of location, upgraded construction standards, and modern design. Schedule your showing today. ""Seller will install all appliances referenced in the listing, including the summer kitchen appliances, prior to closing.""
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$489,000
$280 per sq ft
Beds and baths
4 beds, 4 baths
Size
1,744 sq ft
Time on market
228 days
Year built
2026
Monthly payment
About $2,830/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $421 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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